Government Scheme Finder 2026 — MY Bharat Portal

🔍 Find Your Eligible Schemes

✓ Free · ✓ No login · ✓ Official apply links

🏭 Updated May 2026 · Free Tool

Find every scheme
you qualify for.

India has 3,000+ government schemes. Most people never claim them — not because they don’t qualify, but because nobody told them. Find yours in 60 seconds.

3,000+

Schemes in India

₹0

Cost to apply

60s

To find yours

20+

Verified schemes

🏭

Your schemes are waiting

Select your filters above — then tap Find My Government Schemes to see what you qualify for.

1Pick Age

2Category

3Your State

4Hit Search

Found 0 schemes

for your profile

20 Verified Schemes · 8 Categories

Every scheme,
categorised for you.

From scholarships to startup funds — covering every life situation of Indian citizens in 2026.

🎓

Scholarships

4 schemes

NSP · PM Scholarship
Merit · Ambedkar

🏢

Loans & Finance

4 schemes

MUDRA · Stand-Up India
Seed Fund · PM Awas

🔧

Employment

3 schemes

PM Internship · PMKVY
Ghar Ghar Rozgar

🌸

Women & Girls

4 schemes

Sukanya · Beti Bachao
Kanya Sumangala · Ashirwad

🏥

Health

3 schemes

Ayushman Bharat
Chiranjeevi · ₹25L cover

🏠

Housing

3 schemes

PM Awas · Ashraya
Ramai Awas

🌾

Agriculture

3 schemes

PM Kisan · ₹6,000/yr
Direct to bank

🚀

Startup

3 schemes

Seed Fund · Stand-Up
Up to ₹1 crore

How It Works — 4 Steps

From filters to apply link
in 60 seconds.

Used by students, farmers, entrepreneurs and families across India to find schemes they never knew existed.

👤

Select Your Age

Many schemes have strict age cutoffs — PM Internship needs exactly 21–24 years.

Takes 5 seconds

🏭

Pick Category

SC, ST, OBC, Minority and EWS have exclusive schemes hidden from General users.

Very important

📍

Choose Your State

See All-India central schemes AND your state-specific schemes together.

Central + State

🔍

Hit Search

See only what you qualify for — with benefit amount and direct official apply link.

Instant results

Full Scheme List — May 2026

20 verified schemes.
All benefits listed.

Every scheme verified against official government portals. Click Apply to go directly.

Scheme Name	Benefit	Who	Type
PM Internship Scheme 2025	₹9,000/month + ₹6,000	Youth 21–24	Employment
National Scholarship Portal	Varies by scheme	SC/ST/OBC/EWS students	Scholarship
PM MUDRA Yojana	Loan up to ₹10 lakh	All entrepreneurs	Loan
Skill India PMKVY 4.0	Free training + ₹8,000	Youth 18–35	Employment
Startup India Seed Fund	Grant up to ₹20 lakh	Early-stage startups	Startup
Ayushman Bharat PM-JAY	₹5 lakh/year cover	EWS/OBC/SC/ST families	Health
PM Awas Yojana Urban	Subsidy ₹2.67 lakh	EWS/LIG home buyers	Housing
PM Kisan Samman Nidhi	₹6,000/year	Farmer families	Agriculture
Sukanya Samriddhi Yojana	8.2% interest + tax	Girl child under 10	Women
Beti Bachao Beti Padhao	Education + protection	Girl child	Women
Stand-Up India Scheme	₹10L – ₹1 crore loan	SC/ST + women	Startup
Dr. Ambedkar Scholarship	Full tuition + allowance	SC students	Scholarship
PM Scholarship Scheme	₹2,500–3,000/month	Ex-servicemen wards	Scholarship
National Merit Scholarship	₹12,000/year	EWS Class 9–12	Scholarship
Punjab Ashirwad Scheme	₹51,000 one-time	BPL daughters, Punjab	Women
Punjab Ghar Ghar Rozgar	Free placement	Punjab youth 18–35	Employment
Rajasthan Chiranjeevi	₹25 lakh/year health	All Rajasthan families	Health
UP Kanya Sumangala	Up to ₹15,000	Girl child in UP	Women
Karnataka Ashraya Housing	Subsidised loan	SC/ST/OBC/Minority, KA	Housing
Maharashtra Ramai Awas	Free plot or house	SC/Buddhist, MH	Housing

Real People — Real Benefits

Is this your situation?

See which schemes apply to people just like you across different ages, states, and life stages.

👨‍🌾

Ramesh, 45 — Punjab Farmer

Farmer family, General category

PM Kisan — ₹6,000/year direct
Ayushman Bharat health cover
PM MUDRA agri-business loan

Eligible right now

👩‍🏫

Priya, 20 — UP College Student

OBC, Female, 18–25

NSP scholarship — fees covered
PMKVY free skill training
PM Internship ₹9,000/month

3+ schemes available

👨‍💻

Arjun, 26 — Delhi Entrepreneur

General, Male, 26–35

MUDRA loan up to ₹10 lakh
Startup Seed Fund ₹20 lakh
Stand-Up India ₹1 crore

₹1 crore available

👩

Sunita, 28 — Punjab BPL

OBC, Female, BPL category

Punjab Ashirwad ₹51,000
PM Awas home loan subsidy
Stand-Up India business loan

Multiple benefits

👨‍🏠

Vijay, 32 — Mumbai EWS

EWS, Male, first home

PM Awas ₹2.67 lakh subsidy
Ayushman health cover
Ramai Awas free plot, MH

Save ₹2.67 lakh

👶

Meena’s Parents — UP, SC

SC family, Uttar Pradesh

Sukanya Samriddhi 8.2%
Kanya Sumangala ₹15,000
Beti Bachao education support

Start today

Common Questions

Frequently
asked.

Everything you need to know about this free tool.

Who can use this Scheme Finder?

▾

Any Indian citizen — students, farmers, women, youth, entrepreneurs, senior citizens. The tool covers all age groups, all social categories (General, SC, ST, OBC, Minority, EWS), and 11 major states plus central government schemes.

Do I need to register or pay anything?

▾

Zero cost, zero registration. Completely free. Your selections are never stored — everything runs inside your browser. Clicking Apply takes you directly to the official government portal.

Are these schemes verified for 2026?

▾

Yes. All 20 schemes were verified as active in May 2026 against official government portals including scholarships.gov.in, pmjay.gov.in, pmkisan.gov.in and others. We update regularly.

Can I apply for multiple schemes at once?

▾

Yes in most cases. You can benefit from Ayushman Bharat, PM Kisan, and a scholarship simultaneously. Some NSP schemes have a one-scholarship rule — always check the official portal terms.

My state is not listed — what do I do?

▾

Select “All India / Central” — this shows 14+ central government schemes available to every Indian citizen regardless of state. PM Internship, MUDRA, Ayushman Bharat, and PM Kisan are available nationwide.

What documents do I need to apply?

▾

Most schemes need: Aadhaar card, bank account linked to Aadhaar, income certificate (EWS/BPL), caste certificate (SC/ST/OBC), and age proof. State schemes may need domicile certificate.

More Free Tools & Guides