Terms Of Service

Last Updated: June 2026

Welcome to MY Bharat Portal Tools (mybharatportal.com/tools). By using this website and its tools, you agree to the following terms. Please read them carefully.

1. About This Website

MY Bharat Portal Tools is a free, independent online resource providing financial calculators and government scheme information for Indian citizens. We are not affiliated with, endorsed by, or a part of the Government of India or any government ministry.

2. For Informational Purposes Only

All calculators, tools, and articles on this website are provided for general informational and educational purposes only. The results shown by our calculators — including income tax estimates, loan EMIs, government scheme eligibility, and salary breakdowns — are approximate estimates based on publicly available rules and rates.

These results should NOT be treated as:

  • Professional financial advice
  • Legal advice
  • Tax filing guidance from a certified CA or tax professional
  • An official government determination of your eligibility

For important financial decisions, always consult a qualified Chartered Accountant, financial advisor, or visit the official government portal.

3. Accuracy of Information

We make every effort to keep our calculators updated with the latest tax slabs, government rates, and scheme rules. However, government rules change frequently. We do not guarantee that all information is current, complete, or error-free at all times. Always verify important figures from official sources such as incometax.gov.in, rbi.org.in, and india.gov.in.

4. No Liability

MY Bharat Portal Tools and its owners shall not be held liable for any financial loss, incorrect tax filing, missed scheme deadlines, or any other consequences arising from the use of information or tools on this website. Use of this website is entirely at your own risk.

5. Intellectual Property

All content on this website — including calculator designs, articles, guides, and tool logic — is the property of MY Bharat Portal Tools. You may not copy, reproduce, or redistribute our content without written permission.

6. External Links

We link to official government portals and third-party websites for your convenience. We do not control these external sites and are not responsible for their content, accuracy, or availability.

7. Changes to Terms

We reserve the right to update these Terms of Service at any time. Continued use of this website after any changes constitutes acceptance of the updated terms.

8. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in India.