Free Financial Calculators 2026 & Government Scheme Tools for Indians
Calculate income tax, GST, TDS, PM Kisan, HRA, Sukanya Samriddhi and more with our free financial calculators.
- 100% Free Forever
- 11 Free Tools
🏛️ NEW: Government Scheme Finder
Find every scheme you qualify for in 60 seconds.
Explore Free Financial Tools
Click any tool to open it. Use filters or search to find what you need.
Why These Tools?
India’s financial decisions — tax filing — are complicated by rules that change every year. These free calculators are built specifically for Indian citizens, updated for Budget 2026, and require zero login or payment. Use them directly below.
Whether you are a salaried employee in Pune trying to save tax, a farmer in UP checking PM Kisan eligibility, or a young couple in Bengaluru planning their first home loan — there is a calculator here built exactly for your situation. No financial jargon. No complicated forms. Just enter your numbers and get your answer.
Income Tax Calculator
Calculate tax liability for FY 2024–25 under old & new regime.
GST Calculator
Add or remove GST from any amount in seconds.
PM KISAN Guide
Check eligibility and apply for PM Kisan Samman Nidhi Yojana.
HRA Exemption
Calculate your House Rent Allowance tax exemption quickly.
Age Calculator
Calculate exact age in years, months, and days from date of birth.
PM Awas Yojana
Check eligibility and subsidy details for housing scheme.
Salary Calculator
Convert CTC to in-hand salary with deductions breakdown.
TDS Calculator
Calculate TDS on salary, Calculate FD interest, Calculate rent and more.
Sukanya Samriddhi
Calculate returns for the Sukanya Samriddhi Yojana for your daughter.
Scheme Finder
Find every scheme you qualify for in 60 seconds.
TDS On Property
Calculate TDS on property, Calculate TDS on rent and more
Which Financial Calculator Do You Need?
Not sure where to start? Pick your situation from the table below and go directly to the right financial calculator.
Your Situation | Use This Tool |
|---|---|
Want to save tax in 2026 | |
Government scheme eligibility | |
Running a small business | |
Checking salary vs CTC | |
Have a daughter under 10 | |
Farmer family |
All tools open instantly. No signup, no OTP, no app download required.
How Accurate Are These Calculators?
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Based on Official Rates
PPF, NPS, FD rates sourced from RBI and Ministry of Finance,
PPF rate from nsiindia.gov.in. Income tax slabs from incometax.gov.in. EMI calculations based on RBI repo-linked benchmark rates. We use the same numbers your bank and CA use.
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Updated for 2026
Reflects Union Budget 2026 tax slabs and scheme changes,
Every calculator reflects Union Budget 2026 changes. New tax regime slabs, revised PPF and Sukanya rates, updated PM Awas subsidy figures — all current as of April 2026
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Zero Data Stored
Everything runs in your browser. We store nothing.
Everything you enter — your salary, loan amount, investment figures — runs only inside your browser. Nothing is sent to any server. Nothing is saved. Close the tab and it is all gone.
Guides & Articles
Learn, Plan, Save
Expert guides written for everyday Indians — No Jargon, Just Clarity.
Read these before making your next big financial decision. Each guide is written in plain language, with real Indian numbers and zero assumptions about your financial background.
TAX GUIDE
Income Tax Calculator 2026: Calculate Your Tax in Minutes
📅 June15,2026 ⏱ 8 min read 👁 24,300 views
Compare your New vs Old Regime tax and get an instant result in minutes — no sign-up needed.
Income Tax Filing 2026: Complete Step-by-Step Guide
📅 June15,2026 ⏱ 8 min read 👁 24,300 views
Missed the deadline? File your belated return by 31 December 2026 — documents, steps, late fee and e-verification explained.
Frequently Asked Questions:
Got questions before you start? These are the most common ones we hear from Indian users — answered plainly, without jargon.
Still confused about where to start?
Use the Scheme Finder to discover every government benefit you qualify for — or open the Income Tax Calculator to see exactly how much tax you can save this year. Both are free, instant, and built for Indians like you.