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Free Government Tools & Calculators

Free Government Tools & Calculators

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    • TDS On Property Calculator 2026
    • Salary Calculator India 2026-27 | CTC to In-Hand Salary
    • TDS Calculator 2025-26
    • GST Calculator India 2026
    • Income Tax Calculator 2026
    • Age Calculator 2026
  • Government Scheme Finder 2026 โ€“ Check Eligibility Free
Free Government Tools & Calculators
Free Government Tools & Calculators

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MADE FOR INDIA

Free Financial Calculators 2026 & Government Scheme Tools For Indians

Calculate income tax, GST, TDS, PM Kisan, HRA, Sukanya Samriddhi, and more with us

100% Free Forever

Free Tools

True Users Helped

No CA visit. No bank appointment. No login. Just open, calculate, and decide โ€” in under 60 seconds.

๐Ÿ›๏ธ NEW: Government Scheme Finder

Find every scheme you qualify for in 60 seconds.

Find My Schemes
Most Indians miss government benefits worth โ‚น6,000 to โ‚น5 lakh simply because nobody told them they were eligible. This tool fixes that.

Explore Free Financial Tools

Click any tool to open it. Use filters or search to find what you need.

Why These Tools?

India’s financial decisions โ€” tax filing โ€” are complicated by rules that change every year. These free calculators are built specifically for Indian citizens, updated for Budget 2026, and require zero login or payment. Use them directly below.


Whether you are a salaried employee in Pune trying to save tax, a farmer in UP checking PM Kisan eligibility, or a young couple in Bengaluru planning their first home loan โ€” there is a calculator here built exactly for your situation. No financial jargon. No complicated forms. Just enter your numbers and get your answer.

Income Tax Calculator

Income Tax Calculator

Calculate tax liability for FY 2024โ€“25 under old & new regime.

TAX CALCULATOR
GST Calculator

GST Calculator

Add or remove GST from any amount in seconds.

GST CALCULATOR
PM Kisan Guide

PM KISAN Guide

Check eligibility and apply for PM Kisan Samman Nidhi Yojana.

PM KISAN CALCULATOR
HRA Exemption

HRA Exemption

Calculate your House Rent Allowance tax exemption quickly.

HRA Exemtption CALCULATOR
Age Calculator

Age Calculator

Calculate exact age in years, months, and days from date of birth.

AGE CALCULATOR
PM Awas Yojana

PM Awas Yojana

Check eligibility and subsidy details for housing scheme.

PM AWAS CALCULATOR
Salary Calculator

Salary Calculator

Convert CTC to in-hand salary with deductions breakdown.

SALARY CALCULATOR
TDS Calculator

TDS Calculator

Calculate TDS on salary, Calculate FD interest, Calculate rent and more.

TDS CALCULATOR
Sukanya Samriddhi

Sukanya Samriddhi

Calculate returns for the Sukanya Samriddhi Yojana for your daughter.

Sukanya Samriddhi
Scheme Finder

Scheme Finder

Find every scheme you qualify for in 60 seconds.

Scheme Finder
Sukanya Samriddhi

TDS On Property

Calculate TDS on property, Calculate TDS on rent and more

TDS ON Property

Which Calculator Do You Need?

Not sure where to start? Pick your situation from the table below and go directly to the right tool. No need to explore all โ€” just find yours and click.

Your Situation

Use This Tool

Want to save tax in 2026

Income Tax Calculator

Government scheme eligibility

Scheme Finder

Running a small business

GST Calculator

Checking salary vs CTC

Salary Calculator

Have a daughter under 10

Sukanya Samriddhi

Farmer family

PM Kisan Guide

All tools open instantly. No signup, no OTP, no app download required.

How Accurate Are These Calculators?

๐Ÿ›๏ธ
Based on Official Rates

PPF, NPS, FD rates sourced from RBI and Ministry of Finance,
PPF rate from nsiindia.gov.in. Income tax slabs from incometax.gov.in. EMI calculations based on RBI repo-linked benchmark rates. We use the same numbers your bank and CA use.

๐Ÿ“…
Updated for 2026

Reflects Union Budget 2026 tax slabs and scheme changes,
Every calculator reflects Union Budget 2026 changes. New tax regime slabs, revised PPF and Sukanya rates, updated PM Awas subsidy figures โ€” all current as of April 2026

๐Ÿ”’
Zero Data Stored

Everything runs in your browser. We store nothing.
Everything you enter โ€” your salary, loan amount, investment figures โ€” runs only inside your browser. Nothing is sent to any server. Nothing is saved. Close the tab and it is all gone.

Guides & Articles

Learn, Plan, Save

Expert guides written for everyday Indians โ€” No Jargon, Just Clarity.

Read these before making your next big financial decision. Each guide is written in plain language, with real Indian numbers and zero assumptions about your financial background.

TAX GUIDE

๐Ÿ’ธ

Income Tax Filing 2026: Complete Step-by-Step Guide

๐Ÿ“… June15,2026 โฑ 8 min read ๐Ÿ‘ 24,300 views

Everything you need to know about filing your income tax return for FY 2024โ€“25 โ€” which ITR form to use, deductions to claim, and deadlines to remember.

Complete Guide
Scheme Finder
SCHEMES

PM-KISAN 2025: New Rules & Payment Dates

๐Ÿ“… May 28, 2026 ยท ๐Ÿ‘ 6 min

Income Tax Calculator
TAX

New Tax Regime vs Old: Which Saves More?

๐Ÿ“… May 28, 2026 ยท ๐Ÿ‘ 4 min

Frequently Asked Questions:

Got questions before you start? These are the most common ones we hear from Indian users โ€” answered plainly, without jargon.

There is no single “best” โ€” it depends on your need. For tax saving, use the Income Tax Calculator. For loans, use the EMI Calculator. For retirement, use NPS or EPS Calculator. For government schemes, use the Scheme Finder. All 21 tools on this page are free, accurate, and built specifically for Indian citizens. No login needed for any of them.

Yes. All calculators on this page are updated for Financial Year 2025-26 and reflect Union Budget 2026 changes. Tax slabs are sourced from incometax.gov.in, PPF and Sukanya rates from nsiindia.gov.in, and EMI calculations use RBI’s current repo-linked rate benchmarks. We update every calculator within 7 days of any official government announcement.

No login. No registration. No payment. No hidden charges โ€” ever. Every tool on this page runs entirely inside your browser. We do not collect, store, or share any data you enter. You can close the tab and everything is gone. That is by design.

Start with the Income Tax Calculator โ€” enter your salary and it shows your tax under both Old and New regime for 2026, so you can instantly see which saves you more money. If you get HRA from your employer, also use the HRA Exemption Calculator separately. Both together give you the complete tax-saving picture for a salaried person.

Use the Salary Calculator on this page. Enter your CTC (Cost to Company) and it breaks down your gross salary, PF deduction, professional tax, income tax, and final in-hand amount โ€” month by month. Most HR letters mention CTC, not in-hand. This tool shows you the real number that hits your bank account.

Yes, all 21 tools are fully mobile-friendly. They work on Android and iPhone browsers โ€” Chrome, Safari, Firefox. No app download needed. Just open the tool, enter your numbers, and get your result in seconds. Bookmark this page on your phone for quick access anytime.

As a general rule, banks in India approve home loans up to 50-55% of your monthly income as EMI. On a โ‚น50,000 salary, your maximum EMI eligibility is around โ‚น25,000/month. At current home loan rates of 8.5-9%, this translates to a loan of approximately โ‚น25-28 lakh for a 20-year tenure. Use the Home Loan Eligibility Calculator on this page for your exact number based on your actual salary, existing EMIs, and tenure preference.

Use the Scheme Finder tool โ€” select your age, category (General/SC/ST/OBC/EWS), gender, and state, and it instantly shows every central and state government scheme you qualify for. This page also has dedicated tools for PM Kisan Samman Nidhi, PM Awas Yojana subsidy calculation, Sukanya Samriddhi Yojana returns, and EPS Pension estimation. Between these five tools you can cover 90% of government scheme queries for Indian families.

Still confused about where to start?

Use the Scheme Finder to discover every government benefit you qualify for โ€” or open the Income Tax Calculator to see exactly how much tax you can save this year. Both are free, instant, and built for Indians like you.

Find My Government SchemesCalculate My Tax NowMy Bharat Guide Step-By-Step

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The Information Updated on MY Bharat Portal Guide June 2026