Terms of Service

Last updated: July 2026

Welcome to MY Bharat Portal (mybharatportal.com and its tools subdomain, mybharatportal.com/tools/). By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this website.

1. About This Website

MY Bharat Portal provides free informational content and financial calculators (including but not limited to the Salary Calculator, Income Tax Calculator, GST Calculator, EMI Calculator, and other tools) designed to help Indian citizens understand government schemes, tax rules, and personal finance concepts. All tools and content are provided free of charge, with no login or registration required.

2. Not Financial, Tax, or Legal Advice

All calculators, guides, and articles on this website are provided for general informational and educational purposes only. They do not constitute financial, tax, legal, or professional advice of any kind.

  • Calculator results are estimates based on standard assumptions and publicly available rates (income tax slabs, PF rules, government scheme details, etc.) and may not reflect your exact individual circumstances.
  • We make reasonable efforts to keep information accurate and updated with current government announcements (e.g., Union Budget changes), but tax laws, scheme rules, and rates can change, and errors or delays in updating content are possible.
  • You should always verify important figures with a qualified Chartered Accountant, tax consultant, or the relevant official government source (such as incometax.gov.in, epfo.gov.in) before making financial decisions.
  • We are not liable for any financial loss, penalty, or damage arising from reliance on information or calculations provided on this website.

3. No Data Collection by Our Tools

Our calculators run entirely in your browser. We do not collect, store, or transmit the numbers you enter into any calculator (such as your salary, CTC, or loan amount) to our servers. For details on what limited data we do collect elsewhere on the site (such as through analytics or contact forms), please see our Privacy Policy.

4. Third-Party Links and Advertising

This website may contain links to third-party websites (such as official government portals, banks, or financial institutions) for reference purposes. We are not responsible for the content, accuracy, or privacy practices of external websites.

This website may display advertisements or use analytics services (such as Google Analytics or Google AdSense) to support the cost of running free tools. These third-party services may use cookies or similar technologies as described in our Privacy Policy.

(If you are not currently running ads or third-party analytics beyond basic hosting/traffic monitoring, you can remove or simplify this section — let me know and I’ll adjust.)

5. Intellectual Property

All original content, design, calculator logic, and branding on this website are the property of MY Bharat Portal unless otherwise stated. You may not copy, reproduce, or redistribute substantial portions of our content or tools without prior written permission. You are welcome to link to our pages.

6. Acceptable Use

You agree not to:

  • Use this website for any unlawful purpose.
  • Attempt to disrupt, hack, or interfere with the website’s normal operation.
  • Scrape or systematically extract content or calculator logic for commercial redistribution without permission.

7. No Warranty

This website and all its tools are provided “as is” and “as available,” without warranties of any kind, either express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose.

8. Limitation of Liability

To the fullest extent permitted by law, MY Bharat Portal and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or its tools.

9. Changes to These Terms

We may update these Terms of Service from time to time to reflect changes in our tools, content, or legal requirements. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Service are governed by the laws of India. Any disputes arising from the use of this website shall be subject to the jurisdiction of the courts of India.

11. Contact Us

If you have questions about these Terms of Service, please reach out via our Contact page.

Note: This is a general-purpose template suited to a free, informational calculator site with no user accounts or payments. It is not a substitute for review by a qualified lawyer, especially once/if you add ads, affiliate links, paid features, or user accounts in the future.