{"id":439,"date":"2026-06-05T10:57:14","date_gmt":"2026-06-05T10:57:14","guid":{"rendered":"https:\/\/mybharatportal.com\/tools\/?p=439"},"modified":"2026-07-11T11:41:19","modified_gmt":"2026-07-11T11:41:19","slug":"old-vs-new-tax-regime","status":"publish","type":"post","link":"https:\/\/mybharatportal.com\/tools\/old-vs-new-tax-regime\/","title":{"rendered":"Old Vs New Tax Regime"},"content":{"rendered":"<style>.kb-row-layout-id439_b1a5ad-62 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_b1a5ad-62 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_b1a5ad-62 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:2000px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id439_b1a5ad-62 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_b1a5ad-62 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id439_b1a5ad-62 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_b1a5ad-62 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_b9a261-b8 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_b9a261-b8 > .kt-inside-inner-col,.kadence-column439_b9a261-b8 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_b9a261-b8:hover > .kt-inside-inner-col{border-top:2px solid transparent;border-right:2px solid transparent;border-bottom:2px solid transparent;border-left:2px solid transparent;}.kadence-column439_b9a261-b8:hover > .kt-inside-inner-col{box-shadow:0px 0px 20px 3px rgba(0, 0, 0, 0.2);}.kadence-column439_b9a261-b8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_b9a261-b8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_b9a261-b8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_b9a261-b8 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,var(--global-palette6) 53%,rgb(113,139,235) 98%);}.kadence-column439_b9a261-b8 > .kt-inside-inner-col:before{opacity:0.3;mix-blend-mode:normal;background-color:var(--global-palette7, #EDF2F7);}.kadence-column439_b9a261-b8{position:relative;}@media all and (max-width: 1024px){.kadence-column439_b9a261-b8:hover > .kt-inside-inner-col{border-top:2px solid transparent;border-right:2px solid transparent;border-bottom:2px solid transparent;border-left:2px solid transparent;}}@media all and (max-width: 1024px){.kadence-column439_b9a261-b8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_b9a261-b8 > .kt-inside-inner-col{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;flex-direction:column;justify-content:center;}.kadence-column439_b9a261-b8:hover > .kt-inside-inner-col{border-top:2px solid transparent;border-right:2px solid transparent;border-bottom:2px solid transparent;border-left:2px solid transparent;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_b9a261-b8 kb-section-has-overlay\"><div class=\"kt-inside-inner-col\"><style>.kadence-column439_33b434-eb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_33b434-eb > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_33b434-eb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_33b434-eb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_33b434-eb{position:relative;}@media all and (max-width: 1024px){.kadence-column439_33b434-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_33b434-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_33b434-eb\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id439_d1388b-e4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_d1388b-e4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_d1388b-e4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id439_d1388b-e4{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;overflow:clip;isolation:isolate;}.kb-row-layout-id439_d1388b-e4 > .kt-row-layout-overlay{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kb-row-layout-id439_d1388b-e4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_d1388b-e4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id439_d1388b-e4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_d1388b-e4 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_53d2dc-a1 > .kt-inside-inner-col{display:flex;}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_53d2dc-a1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_53d2dc-a1{position:relative;}.kadence-column439_53d2dc-a1, .kt-inside-inner-col > .kadence-column439_53d2dc-a1:not(.specificity){margin-top:10px;}@media all and (max-width: 1024px){.kadence-column439_53d2dc-a1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column439_53d2dc-a1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_53d2dc-a1\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-palette-11-color has-text-color has-link-color wp-elements-d984175088fd49df3b3f0cfd1cd66708\" style=\"margin-top:10px;margin-right:10px;margin-bottom:10px;margin-left:10px;padding-top:10px;padding-right:20px;padding-bottom:10px;padding-left:20px;font-size:32px\">Old vs New Tax Regime 2025 \u2014 Which One Actually Saves You More?<\/h1>\n\n\n\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\">The government made the new regime default from FY 2023\u201324. But is it always better? We break down every scenario with real examples so you can decide confidently.<\/p>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id439_e66a41-58{margin-bottom:10px;}.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-id439_e66a41-58{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;overflow:clip;isolation:isolate;}.kb-row-layout-id439_e66a41-58 > .kt-row-layout-overlay{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.kb-row-layout-id439_e66a41-58 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id439_e66a41-58 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_e66a41-58 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_4525be-4a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_4525be-4a > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_4525be-4a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_4525be-4a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_4525be-4a{position:relative;}@media all and (max-width: 1024px){.kadence-column439_4525be-4a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_4525be-4a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_4525be-4a\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:20px\">\ud83d\udc41 18,400 views<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column439_2661bc-ce > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_2661bc-ce > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_2661bc-ce > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_2661bc-ce > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_2661bc-ce{position:relative;}@media all and (max-width: 1024px){.kadence-column439_2661bc-ce > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_2661bc-ce > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_2661bc-ce\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:20px\">\u23f1 7 min read<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column439_128669-50 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_128669-50 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_128669-50 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_128669-50 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_128669-50{position:relative;}@media all and (max-width: 1024px){.kadence-column439_128669-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_128669-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_128669-50\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:20px\">\ud83d\udcc5 May 29, 2026<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column439_0342e1-b9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_0342e1-b9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_0342e1-b9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_0342e1-b9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_0342e1-b9{position:relative;}@media all and (max-width: 1024px){.kadence-column439_0342e1-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_0342e1-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_0342e1-b9\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:20px\">\ud83d\udd25 Most Read<br><br><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kadence-column439_59d0b2-4b > .kt-inside-inner-col{display:flex;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col{border-top:1px solid transparent;border-right:1px solid transparent;border-bottom:1px solid transparent;border-left:1px solid transparent;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col,.kadence-column439_59d0b2-4b > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_59d0b2-4b > .kt-inside-inner-col{flex-direction:column;justify-content:stretch;align-items:center;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column439_59d0b2-4b{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b > .kt-inside-inner-col{flex-direction:column;justify-content:stretch;}.kadence-column439_59d0b2-4b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_59d0b2-4b{text-align:center;}.kadence-column439_59d0b2-4b{position:relative;}.kadence-column439_59d0b2-4b, .kt-inside-inner-col > .kadence-column439_59d0b2-4b:not(.specificity){margin-bottom:20px;}@media all and (max-width: 1024px){.kadence-column439_59d0b2-4b > .kt-inside-inner-col{border-top:1px solid transparent;border-right:1px solid transparent;border-bottom:1px solid transparent;border-left:1px solid transparent;flex-direction:column;justify-content:stretch;align-items:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column439_59d0b2-4b{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b > .kt-inside-inner-col{flex-direction:column;justify-content:stretch;}}@media all and (max-width: 767px){.kadence-column439_59d0b2-4b > .kt-inside-inner-col{border-top:1px solid transparent;border-right:1px solid transparent;border-bottom:1px solid transparent;border-left:1px solid transparent;flex-direction:column;justify-content:stretch;align-items:center;}.kt-row-column-wrap > .kadence-column439_59d0b2-4b{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column439_59d0b2-4b > .kt-inside-inner-col{flex-direction:column;justify-content:stretch;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_59d0b2-4b\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-theme-palette-8-background-color has-background wp-block-paragraph\" style=\"border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-left-radius:50px;border-bottom-right-radius:50px;font-size:25px\"><strong>No login. Just open, calculate, and decide \u2014 in under 60 seconds. No CA visit. No bank appointment. <\/strong><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" style=\"padding-right:40px;padding-left:40px\">Key Differences at a Glance<\/h2>\n\n\n<style>.kb-row-layout-id439_d8533e-e0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_d8533e-e0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_d8533e-e0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id439_d8533e-e0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_d8533e-e0 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id439_d8533e-e0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_d8533e-e0 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_fabe11-41 > .kt-inside-inner-col{border-top:1px solid #f18314;border-right:1px solid #f18314;border-bottom:1px solid #f18314;border-left:1px solid #f18314;}.kadence-column439_fabe11-41 > .kt-inside-inner-col,.kadence-column439_fabe11-41 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column439_fabe11-41 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_fabe11-41 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_fabe11-41 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_fabe11-41 > .kt-inside-inner-col{background-color:#faeada;}.kadence-column439_fabe11-41 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_fabe11-41{position:relative;}@media all and (max-width: 1024px){.kadence-column439_fabe11-41 > .kt-inside-inner-col{border-top:1px solid #f18314;border-right:1px solid #f18314;border-bottom:1px solid #f18314;border-left:1px solid #f18314;flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_fabe11-41 > .kt-inside-inner-col{border-top:1px solid #f18314;border-right:1px solid #f18314;border-bottom:1px solid #f18314;border-left:1px solid #f18314;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_fabe11-41\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading\" style=\"padding-top:20px;padding-right:40px;padding-bottom:20px;padding-left:40px\">\ud83d\udd35 New Regime<\/h3>\n\n\n\n<ul style=\"padding-top:20px;padding-right:40px;padding-bottom:20px;padding-left:40px;font-size:20px\" class=\"wp-block-list\">\n<li>Lower tax rates across all slabs<\/li>\n\n\n\n<li>Standard deduction of \u20b975,000 (from FY 24\u201325)<\/li>\n\n\n\n<li>No 80C, 80D, HRA, or home loan deductions<\/li>\n\n\n\n<li>Default regime from FY 2023\u201324<\/li>\n\n\n\n<li>Zero tax up to \u20b97 lakh (with rebate)<\/li>\n\n\n\n<li>Simpler filing, less paperwork<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<style>.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{border-top:1px solid #0e6ae4;border-right:1px solid #0e6ae4;border-bottom:1px solid #0e6ae4;border-left:1px solid #0e6ae4;}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col,.kadence-column439_e96cb4-c5 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{background-color:#daeaff;}.kadence-column439_e96cb4-c5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_e96cb4-c5{position:relative;}@media all and (max-width: 1024px){.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{border-top:1px solid #0e6ae4;border-right:1px solid #0e6ae4;border-bottom:1px solid #0e6ae4;border-left:1px solid #0e6ae4;flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_e96cb4-c5 > .kt-inside-inner-col{border-top:1px solid #0e6ae4;border-right:1px solid #0e6ae4;border-bottom:1px solid #0e6ae4;border-left:1px solid #0e6ae4;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_e96cb4-c5\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading\" style=\"padding-top:20px;padding-right:40px;padding-bottom:20px;padding-left:40px\">\ud83d\udfe0 Old Regime<\/h3>\n\n\n\n<ul style=\"margin-right:20px;margin-left:20px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;font-size:20px\" class=\"wp-block-list\">\n<li>Higher base tax rates<\/li>\n\n\n\n<li>Standard deduction of \u20b950,000<\/li>\n\n\n\n<li>All deductions allowed: 80C, 80D, HRA, 24(b)<\/li>\n\n\n\n<li>Must opt-in explicitly every year<\/li>\n\n\n\n<li>Zero tax up to \u20b95 lakh (with rebate)<\/li>\n\n\n\n<li>Better if you have large investments\/loans<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" style=\"padding-right:40px;padding-left:40px\">Old Regime \u2014 Who Benefits?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:20px;padding-left:20px;font-size:20px\">The old regime allows you to reduce your taxable income significantly using deductions. The most common ones are:<\/p>\n\n\n\n<ul style=\"border-color:#f37b04;border-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;background-color:#faeada;margin-top:20px;margin-bottom:20px;font-size:20px\" class=\"wp-block-list has-border-color has-background\">\n<li><strong>Section 80C<\/strong>&nbsp;\u2014 \u20b91,50,000 (PPF, ELSS, LIC, EPF, home loan principal)<\/li>\n\n\n\n<li><strong>Section 80D<\/strong>&nbsp;\u2014 \u20b925,000 for health insurance (\u20b950,000 for senior citizens)<\/li>\n\n\n\n<li><strong>HRA Exemption<\/strong>&nbsp;\u2014 Depends on rent paid, city, and salary<\/li>\n\n\n\n<li><strong>Section 24(b)<\/strong>&nbsp;\u2014 \u20b92,00,000 on home loan interest<\/li>\n\n\n\n<li><strong>Section 80CCD(1B)<\/strong>&nbsp;\u2014 \u20b950,000 additional for NPS contribution<\/li>\n\n\n\n<li><strong>Standard Deduction<\/strong>&nbsp;\u2014 \u20b950,000 for salaried employees<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:20px;padding-left:20px;font-size:20px\">If you fully utilise these, you can reduce taxable income by&nbsp;<strong>\u20b93.75 lakh to \u20b95 lakh<\/strong>&nbsp;depending on your situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"padding-right:40px;padding-left:40px\">New Regime \u2014 Who Benefits?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:20px;padding-left:20px;font-size:20px\">The new regime works best when your deductions are low \u2014 for example, young professionals who haven\u2019t taken a home loan or don\u2019t have large insurance premiums. The government increased the standard deduction to&nbsp;<strong>\u20b975,000<\/strong>&nbsp;in Budget 2024, making it more attractive.<\/p>\n\n\n\n<p class=\"has-border-color has-background has-large-font-size wp-block-paragraph\" style=\"border-color:#066ef7;border-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;background-color:#daeaff\">\u2705&nbsp;<strong>From FY 2024\u201325:<\/strong>&nbsp;The new regime now offers a standard deduction of \u20b975,000 (up from \u20b950,000) and a family pension deduction of \u20b925,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Real-World Examples<\/h2>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:20px;margin-bottom:20px\">Example 1 \u2014 Salary \u20b912 Lakh, Minimal Deductions (Typical Young Professional)<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-theme-palette-6-background-color has-background has-border-color has-theme-palette-4-border-color has-fixed-layout\" style=\"border-width:1px\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Item<\/th><th class=\"has-text-align-left\" data-align=\"left\">Old Regime<\/th><th class=\"has-text-align-left\" data-align=\"left\">New Regime<\/th><\/tr><\/thead><tbody><tr><td>Gross Income<\/td><td>\u20b912,00,000<\/td><td>\u20b912,00,000<\/td><\/tr><tr><td>Standard Deduction<\/td><td>\u20b950,000<\/td><td>\u20b975,000<\/td><\/tr><tr><td>80C<\/td><td>\u20b950,000<\/td><td>\u2014<\/td><\/tr><tr><td>Taxable Income<\/td><td>\u20b911,00,000<\/td><td>\u20b911,25,000<\/td><\/tr><tr><td>Income Tax + Cess<\/td><td>\u20b91,79,400<\/td><td>\u20b91,30,000<\/td><\/tr><tr><td>\ud83d\udc9a Better Option<\/td><td>\u2014<\/td><td>New Regime saves \u20b949,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:20px;margin-bottom:20px\">Example 2 \u2014 Salary \u20b915 Lakh, Large Deductions (Home Loan + 80C + NPS + Insurance)<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-theme-palette-6-background-color has-background has-border-color has-theme-palette-4-border-color has-fixed-layout\" style=\"border-width:1px\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Item<\/th><th class=\"has-text-align-left\" data-align=\"left\">Old Regime<\/th><th class=\"has-text-align-left\" data-align=\"left\">New Regime<\/th><\/tr><\/thead><tbody><tr><td>Gross Income<\/td><td>\u20b915,00,000<\/td><td>\u20b915,00,000<\/td><\/tr><tr><td>Total Deductions<\/td><td>\u20b94,75,000<\/td><td>\u20b975,000<\/td><\/tr><tr><td>Taxable Income<\/td><td>\u20b910,25,000<\/td><td>\u20b914,25,000<\/td><\/tr><tr><td>Income Tax + Cess<\/td><td>\u20b91,54,700<\/td><td>\u20b92,01,500<\/td><\/tr><tr><td>\ud83d\udc9a Better Option<\/td><td>Old Regime saves \u20b946,800<\/td><td>\u2014<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">The Break-Even Point<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">So when exactly does old regime become better than new regime? As a rule of thumb:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\" style=\"margin-top:20px;margin-bottom:20px\"><table class=\"has-theme-palette-6-background-color has-background has-border-color has-theme-palette-4-border-color has-fixed-layout\" style=\"border-width:1px\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Income<\/th><th class=\"has-text-align-left\" data-align=\"left\">Deductions Needed to Prefer Old Regime<\/th><\/tr><\/thead><tbody><tr><td>\u20b98 Lakh<\/td><td>&gt; \u20b92.5 Lakh<\/td><\/tr><tr><td>\u20b910 Lakh<\/td><td>&gt; \u20b93.25 Lakh<\/td><\/tr><tr><td>\u20b912 Lakh<\/td><td>&gt; \u20b93.75 Lakh<\/td><\/tr><tr><td>\u20b915 Lakh<\/td><td>&gt; \u20b94.5 Lakh<\/td><\/tr><tr><td>\u20b920 Lakh+<\/td><td>&gt; \u20b95 Lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">\u26a0\ufe0f These are approximate figures. Your exact break-even depends on your income type, HRA city, and specific deduction mix. Always use the calculator to get your exact numbers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Verdict<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Our Recommendation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\"><strong>Choose New Regime if:<\/strong>&nbsp;You\u2019re a young professional, don\u2019t have a home loan, minimal investments, or earn below \u20b910 lakh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\"><strong>Choose Old Regime if:<\/strong>&nbsp;You have a home loan, max out 80C, pay rent, and have health insurance \u2014 your total deductions exceed \u20b93.5 lakh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\"><strong>Best advice:<\/strong>&nbsp;Calculate both using the calculator below and pick whichever gives you lower tax. It takes 2 minutes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u26a1 Find Out Which Regime Saves YOU More<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">Our calculator compares both regimes instantly and tells you exactly how much you save.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"padding-right:20px;padding-left:20px\">\ud83e\uddee Ready to Calculate Your Tax?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"padding-right:20px;padding-left:20px;font-size:20px\">Use our free Income Tax Calculator to find your exact tax liability and compare old vs new regime.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_513463-5e{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_513463-5e .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_513463-5e .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_513463-5e .kt-btn-wrap-0 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href=\"https:\/\/mybharatportal.com\/tools\/income-tax-calculator\/\"><span class=\"kt-btn-inner-text\">Calculate Now &#8212;Its Free&#8230;<\/span><\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"padding-right:20px;padding-left:20px\">Related Articles \u2014 Learn More &amp; Save More Tax<\/h2>\n\n\n<style>.kb-row-layout-id439_bbd8ab-7b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_bbd8ab-7b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_bbd8ab-7b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kb-row-layout-id439_bbd8ab-7b > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}.kb-row-layout-id439_bbd8ab-7b > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id439_bbd8ab-7b > .kt-row-layout-overlay{opacity:0.30;}@media 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.kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_84e061-57 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,rgb(226,232,240) 45%,rgb(117,142,236) 100%);}.kadence-column439_84e061-57:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(245,204,139) 0%,rgb(226,232,240) 50%,rgb(84,236,99) 100%);}.kadence-column439_84e061-57 > .kt-inside-inner-col{-webkit-backdrop-filter:sepia(35%);backdrop-filter:sepia(35%);}.kadence-column439_84e061-57 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_84e061-57:hover > .kt-inside-inner-col:before{opacity:0.1;mix-blend-mode:normal;background-image:linear-gradient(168deg,rgb(6,147,227) 0%,rgb(201,74,74) 52%,rgb(20,39,109) 100%);}.kadence-column439_84e061-57{position:relative;}.kadence-column439_84e061-57, .kt-inside-inner-col > .kadence-column439_84e061-57:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column439_84e061-57 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column439_84e061-57:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}@media all and (max-width: 767px){.kadence-column439_84e061-57 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}.kadence-column439_84e061-57:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_84e061-57 kb-section-has-overlay kb-section-dir-vertical\" data-aos=\"zoom-in-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image is-resized\" style=\"margin-right:0px;margin-left:0px\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f697.svg\" alt=\"\ud83d\ude97\" style=\"object-fit:cover;width:50px;height:50px\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/mybharatportal.com\/tools\/income-tax-slab-rates\/\">Income Tax Slab Rate 2026 <\/a><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/mybharatportal.com\/tools\/income-tax-slab-rates\/\">( All Categories)<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udcc5May 2026 \u00b7 7 min read<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_c0cb6b-0e{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_c0cb6b-0e .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_c0cb6b-0e .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_c0cb6b-0e .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_c0cb6b-0e\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_644e10-3d.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_644e10-3d.kb-button{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.wp-block-kadence-advancedbtn .kb-btn439_644e10-3d.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_644e10-3d.kb-button:focus{color:var(--global-palette3, #1A202C);background:#6cd16f;}<\/style><a class=\"kb-button kt-button button kb-btn439_644e10-3d kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/income-tax-slab-rates\/\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_circle kt-btn-icon-side-left\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"kt-btn-inner-text\">Slab Rates<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column439_527e63-50 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_527e63-50 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_527e63-50 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_527e63-50 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_527e63-50{position:relative;}@media all and (max-width: 1024px){.kadence-column439_527e63-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_527e63-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_527e63-50\"><div class=\"kt-inside-inner-col\"><style>.kadence-column439_887c7b-83 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_887c7b-83 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_887c7b-83 > .kt-inside-inner-col,.kadence-column439_887c7b-83 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_887c7b-83:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_887c7b-83:hover > .kt-inside-inner-col{box-shadow:15px 15px 0px 0px rgba(0, 0, 0, 0.2);}.kadence-column439_887c7b-83 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_887c7b-83 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_887c7b-83 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_887c7b-83 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,rgb(226,232,240) 50%,rgb(117,142,236) 97%);}.kadence-column439_887c7b-83:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(245,204,139) 0%,rgb(226,232,240) 50%,rgb(84,236,99) 100%);}.kadence-column439_887c7b-83 > .kt-inside-inner-col{-webkit-backdrop-filter:sepia(35%);backdrop-filter:sepia(35%);}.kadence-column439_887c7b-83 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_887c7b-83:hover > .kt-inside-inner-col:before{opacity:0.1;mix-blend-mode:normal;background-image:linear-gradient(168deg,rgb(6,147,227) 0%,rgb(201,74,74) 52%,rgb(20,39,109) 100%);}.kadence-column439_887c7b-83{position:relative;}.kadence-column439_887c7b-83, .kt-inside-inner-col > .kadence-column439_887c7b-83:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column439_887c7b-83 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column439_887c7b-83:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}@media all and (max-width: 767px){.kadence-column439_887c7b-83 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}.kadence-column439_887c7b-83:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_887c7b-83 kb-section-has-overlay kb-section-dir-vertical\" data-aos=\"zoom-in-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image is-resized\" style=\"margin-right:0px;margin-left:0px\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4bc.svg\" alt=\"\ud83d\udcbc\" style=\"object-fit:cover;width:50px;height:50px\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/mybharatportal.com\/tools\/old-vs-new-tax-regime\/\">Old Vs New Tax Regime<\/a><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/mybharatportal.com\/tools\/old-vs-new-tax-regime\/\">Which Saves You More<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udcc5May 2026 \u00b7 7 min read<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_9b021b-cf{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_9b021b-cf .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_9b021b-cf .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_9b021b-cf .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_9b021b-cf\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_843627-4e.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_843627-4e.kb-button{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.wp-block-kadence-advancedbtn .kb-btn439_843627-4e.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_843627-4e.kb-button:focus{color:var(--global-palette3, #1A202C);background:#6cd16f;}<\/style><a class=\"kb-button kt-button button kb-btn439_843627-4e kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/old-vs-new-tax-regime\/\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_circle kt-btn-icon-side-left\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"kt-btn-inner-text\">Old Vs New Regime<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column439_747f21-a7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_747f21-a7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_747f21-a7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_747f21-a7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_747f21-a7{position:relative;}@media all and (max-width: 1024px){.kadence-column439_747f21-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_747f21-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_747f21-a7\"><div class=\"kt-inside-inner-col\"><style>.kadence-column439_9bf25f-79 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_9bf25f-79 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_9bf25f-79 > .kt-inside-inner-col,.kadence-column439_9bf25f-79 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col{box-shadow:15px 15px 0px 0px rgba(0, 0, 0, 0.2);}.kadence-column439_9bf25f-79 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_9bf25f-79 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_9bf25f-79 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_9bf25f-79 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,rgb(226,232,240) 50%,rgb(117,142,236) 100%);}.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(245,204,139) 0%,rgb(226,232,240) 45%,rgb(84,236,99) 100%);}.kadence-column439_9bf25f-79 > .kt-inside-inner-col{-webkit-backdrop-filter:sepia(35%);backdrop-filter:sepia(35%);}.kadence-column439_9bf25f-79 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col:before{opacity:0.1;mix-blend-mode:normal;background-image:linear-gradient(168deg,rgb(6,147,227) 0%,rgb(201,74,74) 52%,rgb(20,39,109) 100%);}.kadence-column439_9bf25f-79{position:relative;}.kadence-column439_9bf25f-79, .kt-inside-inner-col > .kadence-column439_9bf25f-79:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column439_9bf25f-79 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}@media all and (max-width: 767px){.kadence-column439_9bf25f-79 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}.kadence-column439_9bf25f-79:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_9bf25f-79 kb-section-has-overlay kb-section-dir-vertical\" data-aos=\"zoom-in-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image is-resized\" style=\"margin-right:0px;margin-left:0px\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4ca.svg\" alt=\"\ud83d\udcca\" style=\"object-fit:cover;width:50px;height:50px\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/mybharatportal.com\/tools\/complete-guide-to-save-%e2%82%b946800-in-tax\/\">Complete Guide <\/a><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/mybharatportal.com\/tools\/complete-guide-to-save-%e2%82%b946800-in-tax\/\" data-type=\"link\" data-id=\"https:\/\/mybharatportal.com\/tools\/complete-guide-to-save-%e2%82%b946800-in-tax\/\">To 80C Deduction in2026<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udcc5May 2026 \u00b7 7 min read<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_4c2fa7-65{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_4c2fa7-65 .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_4c2fa7-65 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_4c2fa7-65 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_4c2fa7-65\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_90abb3-fb.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_90abb3-fb.kb-button{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.wp-block-kadence-advancedbtn .kb-btn439_90abb3-fb.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_90abb3-fb.kb-button:focus{color:var(--global-palette3, #1A202C);background:#6cd16f;}<\/style><a class=\"kb-button kt-button button kb-btn439_90abb3-fb kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/complete-guide-to-save-%e2%82%b946800-in-tax\/\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_circle kt-btn-icon-side-left\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"kt-btn-inner-text\">Guide 80C<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id439_1fc9ea-55 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}}@media all and (max-width: 1024px){.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id439_1fc9ea-55 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_1fc9ea-55 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-last-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_c495bb-45 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_c495bb-45 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_c495bb-45 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_c495bb-45 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_c495bb-45{position:relative;}@media all and (max-width: 1024px){.kadence-column439_c495bb-45 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_c495bb-45 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_c495bb-45\"><div class=\"kt-inside-inner-col\"><style>.kadence-column439_074457-fe > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_074457-fe > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_074457-fe > .kt-inside-inner-col,.kadence-column439_074457-fe > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_074457-fe:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_074457-fe:hover > .kt-inside-inner-col{box-shadow:15px 15px 0px 0px rgba(0, 0, 0, 0.2);}.kadence-column439_074457-fe > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_074457-fe > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_074457-fe > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_074457-fe > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,rgb(226,232,240) 47%,rgb(117,142,236) 100%);}.kadence-column439_074457-fe:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(245,204,139) 0%,rgb(226,232,240) 50%,rgb(84,236,99) 100%);}.kadence-column439_074457-fe > .kt-inside-inner-col{-webkit-backdrop-filter:sepia(35%);backdrop-filter:sepia(35%);}.kadence-column439_074457-fe > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_074457-fe:hover > .kt-inside-inner-col:before{opacity:0.1;mix-blend-mode:normal;background-image:linear-gradient(168deg,rgb(6,147,227) 0%,rgb(201,74,74) 52%,rgb(20,39,109) 100%);}.kadence-column439_074457-fe{position:relative;}.kadence-column439_074457-fe, .kt-inside-inner-col > .kadence-column439_074457-fe:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column439_074457-fe > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column439_074457-fe:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}@media all and (max-width: 767px){.kadence-column439_074457-fe > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}.kadence-column439_074457-fe:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_074457-fe kb-section-has-overlay kb-section-dir-vertical\" data-aos=\"zoom-in-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image is-resized\" style=\"margin-right:0px;margin-left:0px\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f467.svg\" alt=\"\ud83d\udc67\" style=\"object-fit:cover;width:50px;height:50px\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/mybharatportal.com\/tools\/how-to-file-income-tax-return\/\">How to File ITR Online <\/a><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/mybharatportal.com\/tools\/how-to-file-income-tax-return\/\">Step by Step Guide 2026<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udcc5May 2026 \u00b7 7 min read<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_8733fd-2b{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_8733fd-2b .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_8733fd-2b .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_8733fd-2b .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_8733fd-2b\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_2f91a6-03.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_2f91a6-03.kb-button{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.wp-block-kadence-advancedbtn .kb-btn439_2f91a6-03.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_2f91a6-03.kb-button:focus{color:var(--global-palette3, #1A202C);background:#6cd16f;}<\/style><a class=\"kb-button kt-button button kb-btn439_2f91a6-03 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/how-to-file-income-tax-return\/\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_circle kt-btn-icon-side-left\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"kt-btn-inner-text\">How to File ITR<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column439_fd4385-99 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_fd4385-99 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_fd4385-99 > .kt-inside-inner-col,.kadence-column439_fd4385-99 > .kt-inside-inner-col:before{border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;}.kadence-column439_fd4385-99:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}.kadence-column439_fd4385-99:hover > .kt-inside-inner-col{box-shadow:15px 15px 0px 0px rgba(0, 0, 0, 0.2);}.kadence-column439_fd4385-99 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_fd4385-99 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_fd4385-99 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_fd4385-99 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(6,147,227) 0%,rgb(226,232,240) 49%,rgb(117,142,236) 100%);}.kadence-column439_fd4385-99:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(245,204,139) 0%,rgb(226,232,240) 46%,rgb(84,236,99) 100%);}.kadence-column439_fd4385-99 > .kt-inside-inner-col{-webkit-backdrop-filter:sepia(35%);backdrop-filter:sepia(35%);}.kadence-column439_fd4385-99 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_fd4385-99:hover > .kt-inside-inner-col:before{opacity:0.1;mix-blend-mode:normal;background-image:linear-gradient(168deg,rgb(6,147,227) 0%,rgb(201,74,74) 52%,rgb(20,39,109) 100%);}.kadence-column439_fd4385-99{position:relative;}.kadence-column439_fd4385-99, .kt-inside-inner-col > .kadence-column439_fd4385-99:not(.specificity){margin-top:40px;}@media all and (max-width: 1024px){.kadence-column439_fd4385-99 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column439_fd4385-99:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}@media all and (max-width: 767px){.kadence-column439_fd4385-99 > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);flex-direction:column;justify-content:center;}.kadence-column439_fd4385-99:hover > .kt-inside-inner-col{border-top:1px solid var(--global-palette3, #1A202C);border-right:1px solid var(--global-palette3, #1A202C);border-bottom:1px solid var(--global-palette3, #1A202C);border-left:1px solid var(--global-palette3, #1A202C);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_fd4385-99 kb-section-has-overlay kb-section-dir-vertical\" data-aos=\"zoom-in-up\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image is-resized\" style=\"margin-right:0px;margin-left:0px\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f3d8.svg\" alt=\"\ud83c\udfd8\ufe0f\" style=\"object-fit:cover;width:50px;height:50px\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/mybharatportal.com\/tools\/\">Explore All Free 20+ Financial Tools<\/a><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">EMI, Tax, FD Calculator and more<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_69e78a-d6{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns439_69e78a-d6 .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_69e78a-d6 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_69e78a-d6 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_69e78a-d6\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_c59cf2-90.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_c59cf2-90.kb-button{border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-right-radius:50px;border-bottom-left-radius:50px;}.wp-block-kadence-advancedbtn .kb-btn439_c59cf2-90.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_c59cf2-90.kb-button:focus{color:var(--global-palette3, #1A202C);background:#6cd16f;}<\/style><a class=\"kb-button kt-button button kb-btn439_c59cf2-90 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-true wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_circle kt-btn-icon-side-left\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"kt-btn-inner-text\">All Tools<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column439_82c2c6-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_82c2c6-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_82c2c6-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_82c2c6-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_82c2c6-94{position:relative;}@media all and (max-width: 1024px){.kadence-column439_82c2c6-94 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_82c2c6-94 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_82c2c6-94\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"has-large-font-size wp-block-paragraph\" style=\"padding-right:20px;padding-left:20px\">All tools open instantly. No signup, no OTP, no app download required.<\/p>\n\n\n<style>.kb-row-layout-id439_70feca-4c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id439_70feca-4c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id439_70feca-4c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id439_70feca-4c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id439_70feca-4c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id439_70feca-4c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id439_70feca-4c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{flex-direction:column;}.kadence-column439_42f7b4-c1 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(201,190,240) 0%,var(--global-palette6) 48%,rgb(122,149,245) 100%);}.kadence-column439_42f7b4-c1:hover > .kt-inside-inner-col{background-image:linear-gradient(135deg,rgb(178,172,250) 0%,rgb(235,196,133) 100%);}.kadence-column439_42f7b4-c1 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column439_42f7b4-c1{position:relative;}@media all and (max-width: 1024px){.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column439_42f7b4-c1 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column439_42f7b4-c1\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading\">Still confused about where to start?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:20px\">Use the Scheme Finder to discover every government benefit you qualify for \u2014 or open the Income Tax Calculator to see exactly how much tax you can save this year. Both are free, instant, and built for Indians like you.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns439_6765dd-c8{gap:var(--global-kb-gap-lg, 4rem);justify-content:center;align-items:center;}.kt-btns439_6765dd-c8 .kt-button{font-weight:normal;font-style:normal;}.kt-btns439_6765dd-c8 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns439_6765dd-c8 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns439_6765dd-c8\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_43c7fc-54.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_43c7fc-54.kb-button{color:var(--global-palette3, #1A202C);border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;margin-bottom:20px;box-shadow:5px 5px 0px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn439_43c7fc-54.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_43c7fc-54.kb-button:focus{color:var(--global-palette1, #3182CE);background:#76df85;}<\/style><a class=\"kb-button kt-button button kb-btn439_43c7fc-54 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/scheme-finder\/\"><span class=\"kt-btn-inner-text\">Find My Government Schemes<\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_51114e-31.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_51114e-31.kb-button{color:var(--global-palette3, #1A202C);border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;margin-bottom:20px;box-shadow:5px 5px 0px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn439_51114e-31.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_51114e-31.kb-button:focus{color:var(--global-palette1, #3182CE);background:#76df85;}<\/style><a class=\"kb-button kt-button button kb-btn439_51114e-31 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn kb-preset--outline\" href=\"https:\/\/mybharatportal.com\/tools\/income-tax-calculator\/\"><span class=\"kt-btn-inner-text\">Calculate My Tax Now<\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn439_557c1c-5c.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn439_557c1c-5c.kb-button{color:var(--global-palette3, #1A202C);border-top-left-radius:20px;border-top-right-radius:20px;border-bottom-right-radius:20px;border-bottom-left-radius:20px;margin-bottom:20px;box-shadow:5px 5px 0px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn439_557c1c-5c.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn439_557c1c-5c.kb-button:focus{color:var(--global-palette1, #3182CE);background:#76df85;}<\/style><a class=\"kb-button kt-button button kb-btn439_557c1c-5c kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn kb-preset--outline\" href=\"http:\/mybharatportal.com\"><span class=\"kt-btn-inner-text\">My Bharat Guide Step-By-Step<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Old vs New Tax Regime 2025 \u2014 Which One Actually Saves You More? The government made the new regime default from FY 2023\u201324. But is it always better? We break down every scenario with real examples so you can decide confidently. \ud83d\udc41 18,400 views \u23f1 7 min read \ud83d\udcc5 May 29, 2026 \ud83d\udd25 Most Read&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-439","post","type-post","status-publish","format-standard","hentry","category-income-tax"],"acf":[],"taxonomy_info":{"category":[{"value":7,"label":"Income Tax"}]},"featured_image_src_large":false,"author_info":{"display_name":"Sufyan","author_link":"https:\/\/mybharatportal.com\/tools\/author\/sufyan\/"},"comment_info":0,"category_info":[{"term_id":7,"name":"Income Tax","slug":"income-tax","term_group":0,"term_taxonomy_id":7,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":7,"category_count":4,"category_description":"","cat_name":"Income Tax","category_nicename":"income-tax","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/posts\/439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/comments?post=439"}],"version-history":[{"count":5,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/posts\/439\/revisions"}],"predecessor-version":[{"id":1623,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/posts\/439\/revisions\/1623"}],"wp:attachment":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/media?parent=439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/categories?post=439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/tags?post=439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}