Government Scheme Finder 2026 \u2014 MY Bharat Portal<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Fraunces:ital,wght@0,700;0,800;1,700&display=swap\" rel=\"stylesheet\">\n<style>\n\/* ============================================================\n RESET & VARIABLES\n============================================================ *\/\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\n:root{\n --dark:#163300;\n --dark2:#1c3d00;\n --lime:#9FE870;\n --lime2:#b4f585;\n --white:#FFFFFF;\n --offwhite:#F0F0EB;\n --gray:#5a6e4a;\n --gray2:#2e3e20;\n --gray3:#c8d8b8;\n --r:14px;\n --rlg:22px;\n --sh:0 2px 16px rgba(22,51,0,0.08);\n --shlg:0 8px 40px rgba(22,51,0,0.14);\n}\nhtml{scroll-behavior:smooth}\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--dark);line-height:1.6;overflow-x:hidden;-webkit-text-size-adjust:100%}\n\n\/* ============================================================\n NAV \u2014 dark green, zero shadow, bleeds into hero\n============================================================ *\/\nnav{\n width:100%;\n background:var(--dark);\n position:sticky;top:0;z-index:200;\n \/* NO box-shadow \u2014 merges with hero *\/\n}\n.nav-inner{\n max-width:1280px;margin:0 auto;\n display:flex;align-items:center;justify-content:space-between;\n padding:0 48px;height:76px;\n}\n.nav-logo{display:flex;align-items:center;gap:14px;text-decoration:none;flex-shrink:0}\n.nav-logo-img{\n width:52px;height:52px;border-radius:10px;object-fit:cover;\n border:2px solid rgba(159,232,112,0.3);background:var(--dark2);\n flex-shrink:0;\n}\n.nav-logo-fallback{\n width:52px;height:52px;background:var(--lime);border-radius:10px;\n display:none;align-items:center;justify-content:center;\n font-size:22px;font-weight:900;color:var(--dark);flex-shrink:0;\n}\n.nav-brand{font-size:21px;font-weight:800;color:#fff;letter-spacing:-0.5px;display:block;line-height:1.2}\n.nav-tagline{font-size:12px;color:rgba(255,255,255,0.45);font-weight:500;display:block}\n.nav-right{display:flex;align-items:center;gap:6px}\n.nav-links{display:flex;align-items:center;gap:2px;list-style:none;margin-right:10px}\n.nav-links a{\n color:rgba(255,255,255,0.75);text-decoration:none;\n font-size:15px;font-weight:600;padding:8px 16px;border-radius:8px;\n transition:color .2s,background .2s;white-space:nowrap;\n}\n.nav-links a:hover{color:#fff;background:rgba(255,255,255,0.08)}\n.nav-links a.active{color:var(--lime);background:rgba(159,232,112,0.1)}\n.nav-badge{\n background:var(--lime);color:var(--dark);\n font-size:13px;font-weight:800;padding:7px 16px;border-radius:20px;white-space:nowrap;\n}\n\/* hamburger hidden on desktop *\/\n.nav-hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}\n.nav-hamburger span{display:block;width:24px;height:2px;background:rgba(255,255,255,0.85);border-radius:2px;transition:.3s}\n\/* mobile menu *\/\n.mobile-menu{\n display:none;position:fixed;top:76px;left:0;right:0;bottom:0;\n background:var(--dark);z-index:190;flex-direction:column;\n padding:32px 24px;gap:6px;overflow-y:auto;\n}\n.mobile-menu.open{display:flex}\n.mobile-menu a{\n color:rgba(255,255,255,0.85);text-decoration:none;font-size:18px;font-weight:600;\n padding:16px 18px;border-radius:10px;border-bottom:1px solid rgba(255,255,255,0.07);\n transition:background .2s;\n}\n.mobile-menu a:hover,.mobile-menu a.active{background:rgba(159,232,112,0.1);color:var(--lime)}\n.mobile-menu-badge{\n margin-top:16px;background:var(--lime);color:var(--dark);\n font-size:15px;font-weight:800;padding:14px 20px;border-radius:10px;text-align:center;\n}\n\n\/* ============================================================\n HERO \u2014 dark green, full width, NO border bottom\n Tool is THE FIRST thing visible\n============================================================ *\/\n.hero{\n width:100%;background:var(--dark);\n padding:64px 48px 72px;\n}\n.hero-inner{\n max-width:1280px;margin:0 auto;\n display:grid;grid-template-columns:1fr 480px;gap:56px;align-items:start;\n}\n\n\/* LEFT \u2014 headline below tool on mobile (order trick) *\/\n.hero-left{order:2}\n.hero-right{order:1}\/* tool comes first on mobile *\/\n\n.hero-pill{\n display:inline-flex;align-items:center;gap:8px;\n background:rgba(159,232,112,0.12);border:1px solid rgba(159,232,112,0.28);\n color:var(--lime);font-size:13px;font-weight:700;\n padding:7px 16px;border-radius:20px;margin-bottom:24px;\n text-transform:uppercase;letter-spacing:.5px;\n}\n.hero-h1{\n font-family:'Fraunces',serif;font-size:54px;font-weight:800;\n color:#fff;line-height:1.06;letter-spacing:-1.8px;margin-bottom:20px;\n}\n.hero-h1 em{color:var(--lime);font-style:italic}\n.hero-sub{font-size:18px;color:rgba(255,255,255,0.62);line-height:1.7;margin-bottom:36px;max-width:460px}\n.hero-stats{display:flex;gap:36px;flex-wrap:wrap}\n.hero-stat-num{font-family:'Fraunces',serif;font-size:36px;font-weight:800;color:var(--lime);line-height:1}\n.hero-stat-label{font-size:14px;color:rgba(255,255,255,0.5);margin-top:4px}\n\n\/* ============================================================\n FINDER CARD \u2014 white card on dark hero\n============================================================ *\/\n.finder-card{\n background:#fff;border-radius:var(--rlg);\n box-shadow:0 24px 80px rgba(0,0,0,0.32);\n padding:36px;\n}\n.finder-title{\n font-size:13px;font-weight:800;color:var(--gray);\n text-transform:uppercase;letter-spacing:1px;margin-bottom:22px;\n}\n.filter-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}\n.filter-group label{\n display:block;font-size:12px;font-weight:800;color:var(--gray2);\n margin-bottom:7px;text-transform:uppercase;letter-spacing:.5px;\n}\n.filter-group select{\n width:100%;padding:13px 16px;\n border:2px solid #e4edd8;border-radius:10px;\n font-family:'Plus Jakarta Sans',sans-serif;\n font-size:16px;\/* 16px prevents iOS zoom *\/\n font-weight:500;color:var(--dark);background:#f8faf4;\n appearance:none;\n background-image:url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='7' viewBox='0 0 12 7'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6e4a' stroke-width='1.8' fill='none' stroke-linecap='round'\/%3E%3C\/svg%3E\");\n background-repeat:no-repeat;background-position:right 14px center;\n cursor:pointer;transition:border-color .2s,box-shadow .2s;\n}\n.filter-group select:focus{outline:none;border-color:var(--lime);box-shadow:0 0 0 3px rgba(159,232,112,.22)}\n.filter-group.full{grid-column:1\/-1}\n.btn-find{\n width:100%;padding:18px;margin-top:8px;\n background:var(--lime);color:var(--dark);border:none;\n border-radius:11px;font-family:'Plus Jakarta Sans',sans-serif;\n font-size:17px;font-weight:800;cursor:pointer;\n transition:background .2s,transform .15s,box-shadow .2s;\n letter-spacing:-.2px;\n}\n.btn-find:hover{background:var(--lime2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(159,232,112,.38)}\n.btn-find:active{transform:translateY(0)}\n.finder-note{text-align:center;margin-top:14px;font-size:13px;color:var(--gray)}\n\n\/* ============================================================\n SECTION BASE \u2014 every section full width\n============================================================ *\/\n.sec{width:100%}\n.wrap{max-width:1280px;margin:0 auto;padding:0 48px}\n.sec-pad{padding-top:80px;padding-bottom:80px}\n\n.sec-label{font-size:12px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:var(--gray);margin-bottom:12px}\n.sec-h2{font-family:'Fraunces',serif;font-size:46px;font-weight:800;color:var(--dark);line-height:1.08;letter-spacing:-1.5px;margin-bottom:16px}\n.sec-sub{font-size:18px;color:var(--gray);line-height:1.7;max-width:580px;margin-bottom:52px}\n\n\/* ============================================================\n RESULTS \u2014 white background\n============================================================ *\/\n.results-sec{background:var(--white)}\n.results-placeholder{\n background:var(--offwhite);border-radius:var(--rlg);\n padding:80px 40px;text-align:center;\n border:2px dashed var(--gray3);\n}\n.placeholder-icon{font-size:64px;display:block;margin-bottom:20px}\n.placeholder-h{font-family:'Fraunces',serif;font-size:38px;font-weight:800;color:var(--dark);margin-bottom:16px;letter-spacing:-1px}\n.placeholder-p{font-size:18px;color:var(--gray);max-width:440px;margin:0 auto 36px;line-height:1.7}\n.steps-row{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}\n.step-chip{\n display:flex;align-items:center;gap:10px;\n background:#fff;border:1.5px solid var(--gray3);\n padding:14px 22px;font-size:16px;font-weight:700;\n color:var(--dark2);border-radius:10px;box-shadow:var(--sh);\n}\n.step-n{\n background:var(--dark);color:#fff;\n width:28px;height:28px;border-radius:50%;\n font-size:14px;font-weight:800;\n display:flex;align-items:center;justify-content:center;flex-shrink:0;\n}\n#results-grid{display:none}\n.results-hdr{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:32px;flex-wrap:wrap;gap:12px}\n.results-count{font-family:'Fraunces',serif;font-size:34px;font-weight:800;color:var(--dark);letter-spacing:-1px}\n.results-count span{color:var(--lime)}\n.results-meta{font-size:16px;color:var(--gray);margin-top:4px}\n.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:20px}\n.s-card{\n background:#fff;border-radius:var(--r);padding:26px;\n border:1.5px solid #e8f0dc;box-shadow:var(--sh);\n transition:transform .2s,box-shadow .2s,border-color .2s;\n animation:fadeUp .4s ease both;\n}\n.s-card:hover{transform:translateY(-4px);box-shadow:var(--shlg);border-color:var(--lime)}\n@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}\n.c-top{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:16px}\n.c-icon{width:48px;height:48px;border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:24px;flex-shrink:0}\n.c-badge{font-size:11px;font-weight:700;padding:5px 12px;border-radius:20px;text-transform:uppercase;letter-spacing:.3px}\n.b-sc{background:#eef2ff;color:#4338ca}.b-loan{background:#fff7ed;color:#c2410c}\n.b-emp{background:#f0fdf4;color:#15803d}.b-wom{background:#fdf4ff;color:#9333ea}\n.b-hlt{background:#fff1f2;color:#be123c}.b-hou{background:#f0f9ff;color:#0369a1}\n.b-agr{background:#fefce8;color:#a16207}.b-sta{background:#fff7ed;color:#ea580c}\n.ic-sc{background:#eef2ff}.ic-loan{background:#fff7ed}.ic-emp{background:#f0fdf4}\n.ic-wom{background:#fdf4ff}.ic-hlt{background:#fff1f2}.ic-hou{background:#f0f9ff}\n.ic-agr{background:#fefce8}.ic-sta{background:#fff7ed}\n.c-name{font-size:17px;font-weight:800;color:var(--dark);margin-bottom:8px;line-height:1.3}\n.c-benefit{font-size:14px;color:var(--gray);margin-bottom:16px;line-height:1.55}\n.c-benefit strong{color:var(--dark2);font-weight:700}\n.c-foot{display:flex;align-items:center;justify-content:space-between;padding-top:16px;border-top:1px solid #edf4e4}\n.c-who{font-size:13px;color:var(--gray);font-weight:500}\n.btn-apply{\n background:var(--dark);color:#fff;border:none;padding:9px 18px;border-radius:8px;\n font-family:'Plus Jakarta Sans',sans-serif;font-size:13px;font-weight:700;\n cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:4px;\n transition:background .2s;\n}\n.btn-apply:hover{background:var(--dark2)}\n\n\/* ============================================================\n CATEGORIES \u2014 LIME GREEN (the bold punch like Wise)\n============================================================ *\/\n.cat-sec{background:var(--lime)}\n.cat-sec .sec-label{color:var(--dark2)}\n.cat-sec .sec-h2{color:var(--dark)}\n.cat-sec .sec-sub{color:var(--dark2)}\n.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}\n.cat-card{\n background:rgba(22,51,0,0.06);border-radius:var(--r);padding:26px;\n border:1.5px solid rgba(22,51,0,0.1);transition:all .2s;cursor:pointer;\n}\n.cat-card:hover{background:rgba(22,51,0,0.12);border-color:rgba(22,51,0,0.25);transform:translateY(-3px)}\n.cat-emoji{font-size:36px;margin-bottom:14px;display:block}\n.cat-name{font-size:17px;font-weight:800;color:var(--dark);margin-bottom:4px}\n.cat-count{font-size:14px;color:var(--dark2);margin-bottom:10px;font-weight:600}\n.cat-tags{font-size:12px;color:var(--dark2);line-height:1.8;font-weight:500}\n\n\/* ============================================================\n HOW IT WORKS \u2014 white\n============================================================ *\/\n.how-sec{background:var(--white);border-top:1px solid #e8f0dc}\n.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}\n.how-card{\n background:var(--offwhite);border:1.5px solid #e4edd8;border-radius:var(--r);\n padding:32px 26px;transition:all .2s;\n}\n.how-card:hover{background:rgba(159,232,112,0.12);border-color:var(--lime);transform:translateY(-3px)}\n.how-num{font-family:'Fraunces',serif;font-size:52px;font-weight:800;color:var(--lime);line-height:1;margin-bottom:14px;opacity:.5}\n.how-icon{font-size:32px;margin-bottom:14px;display:block}\n.how-title{font-size:18px;font-weight:800;color:var(--dark);margin-bottom:10px}\n.how-desc{font-size:15px;color:var(--gray);line-height:1.65}\n.how-time{margin-top:16px;font-size:12px;font-weight:700;color:var(--dark2);text-transform:uppercase;letter-spacing:.6px}\n\n\/* ============================================================\n TABLE \u2014 off-white\n============================================================ *\/\n.tbl-sec{background:var(--offwhite);border-top:1px solid #e0e8d4}\n.tbl-wrap{overflow-x:auto;border-radius:var(--r);border:1.5px solid #dce8cc;box-shadow:var(--sh)}\n.scheme-tbl{width:100%;border-collapse:collapse;font-size:15px}\n.scheme-tbl th{background:var(--dark);color:rgba(255,255,255,.72);padding:16px 20px;text-align:left;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;white-space:nowrap}\n.scheme-tbl td{padding:15px 20px;border-bottom:1px solid #e4edd8;color:var(--dark);font-weight:500;vertical-align:middle;background:#fff}\n.scheme-tbl tr:nth-child(even) td{background:#f7faf2}\n.scheme-tbl tr:last-child td{border-bottom:none}\n.scheme-tbl tr:hover td{background:rgba(159,232,112,0.12)!important}\n.t-name{font-weight:800}\n.t-ben{color:var(--dark2);font-weight:700}\n.t-badge{display:inline-block;font-size:11px;font-weight:700;padding:4px 11px;border-radius:12px;text-transform:uppercase;letter-spacing:.3px}\n\n\/* ============================================================\n PERSONAS \u2014 white\n============================================================ *\/\n.persona-sec{background:var(--white);border-top:1px solid #e8f0dc}\n.persona-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}\n.p-card{\n background:var(--offwhite);border-radius:var(--r);padding:30px 26px;\n border:1.5px solid #e4edd8;transition:all .2s;\n}\n.p-card:hover{border-color:var(--lime);box-shadow:var(--shlg);transform:translateY(-3px)}\n.p-avatar{font-size:40px;margin-bottom:16px;display:block}\n.p-name{font-size:17px;font-weight:800;color:var(--dark)}\n.p-desc{font-size:14px;color:var(--gray);margin-top:3px;margin-bottom:18px}\n.p-list{list-style:none;margin-bottom:18px}\n.p-list li{font-size:14px;color:var(--gray2);padding:8px 0;border-bottom:1px solid #e4edd8;display:flex;align-items:center;gap:8px}\n.p-list li:last-child{border-bottom:none}\n.p-list li::before{content:'\u2192';color:var(--lime);font-weight:800;font-size:15px}\n.p-tag{background:rgba(159,232,112,.18);color:var(--dark2);font-size:12px;font-weight:700;padding:6px 14px;border-radius:20px;text-transform:uppercase;letter-spacing:.3px;display:inline-block}\n\n\/* ============================================================\n FAQ \u2014 off-white\n============================================================ *\/\n.faq-sec{background:var(--offwhite);border-top:1px solid #e0e8d4}\n.faq-layout{display:grid;grid-template-columns:1fr 2fr;gap:72px;align-items:start}\n.faq-item{border-bottom:1.5px solid #dce8cc}\n.faq-q{display:flex;align-items:center;justify-content:space-between;padding:22px 0;cursor:pointer;font-size:17px;font-weight:700;color:var(--dark);gap:14px;transition:color .2s;-webkit-tap-highlight-color:transparent}\n.faq-q:hover{color:var(--dark2)}\n.faq-chev{width:32px;height:32px;background:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;transition:transform .3s,background .2s;box-shadow:var(--sh)}\n.faq-item.open .faq-chev{transform:rotate(180deg);background:rgba(159,232,112,.25)}\n.faq-a{font-size:16px;color:var(--gray);line-height:1.75;max-height:0;overflow:hidden;transition:max-height .35s ease,padding .2s}\n.faq-item.open .faq-a{max-height:280px;padding-bottom:22px}\n\n\/* ============================================================\n MORE TOOLS \u2014 white\n============================================================ *\/\n.more-sec{background:var(--white);border-top:1px solid #e8f0dc}\n.more-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}\n.more-card{\n background:var(--offwhite);border-radius:var(--r);padding:24px;\n border:1.5px solid #e4edd8;text-decoration:none;display:block;transition:all .2s;\n}\n.more-card:hover{border-color:var(--lime);transform:translateY(-3px);box-shadow:var(--sh)}\n.more-icon{font-size:28px;margin-bottom:12px;display:block}\n.more-title{font-size:15px;font-weight:800;color:var(--dark);margin-bottom:5px;line-height:1.3}\n.more-desc{font-size:13px;color:var(--gray);line-height:1.5}\n\n\/* ============================================================\n CTA \u2014 dark green (like Wise footer CTA)\n============================================================ *\/\n.cta-sec{background:var(--dark);padding:80px 48px;text-align:center;position:relative;overflow:hidden}\n.cta-sec::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(159,232,112,.08) 0%,transparent 65%);pointer-events:none}\n.cta-h2{font-family:'Fraunces',serif;font-size:46px;font-weight:800;color:#fff;line-height:1.08;letter-spacing:-1.5px;margin-bottom:18px;position:relative}\n.cta-sub{font-size:18px;color:rgba(255,255,255,.6);max-width:500px;margin:0 auto 40px;line-height:1.65;position:relative}\n.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}\n.btn-cta1{background:var(--lime);color:var(--dark);border:none;padding:18px 36px;border-radius:12px;font-family:'Plus Jakarta Sans',sans-serif;font-size:17px;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .2s}\n.btn-cta1:hover{background:var(--lime2);transform:translateY(-2px);box-shadow:0 10px 28px rgba(159,232,112,.32)}\n.btn-cta2{background:transparent;color:rgba(255,255,255,.75);border:2px solid rgba(255,255,255,.2);padding:18px 36px;border-radius:12px;font-family:'Plus Jakarta Sans',sans-serif;font-size:17px;font-weight:600;cursor:pointer;text-decoration:none;transition:all .2s}\n.btn-cta2:hover{border-color:rgba(255,255,255,.5);color:#fff}\n\n\/* ============================================================\n FOOTER \u2014 dark green (same as Wise)\n============================================================ *\/\nfooter{background:var(--dark);border-top:1px solid rgba(255,255,255,.07);padding:48px;text-align:center;color:rgba(255,255,255,.45);font-size:14px;line-height:1.9}\nfooter a{color:rgba(255,255,255,.6);text-decoration:none;font-weight:600}\nfooter a:hover{color:var(--lime)}\n\n\/* ============================================================\n MOBILE \u2014 everything fixed\n============================================================ *\/\n@media(max-width:900px){\n \/* nav *\/\n .nav-inner{padding:0 20px;height:68px}\n .nav-links,.nav-badge{display:none}\n .nav-hamburger{display:flex}\n .nav-brand{font-size:18px}\n .nav-tagline{display:none}\n .nav-logo-img,.nav-logo-fallback{width:44px;height:44px}\n\n \/* hero \u2014 tool FIRST on mobile *\/\n .hero{padding:24px 16px 40px}\n .hero-inner{grid-template-columns:1fr;gap:32px}\n .hero-right{order:1}\/* tool first *\/\n .hero-left{order:2}\/* headline second *\/\n .hero-h1{font-size:34px;letter-spacing:-1px}\n .hero-sub{font-size:16px;margin-bottom:24px}\n .hero-stats{gap:20px}\n .hero-stat-num{font-size:28px}\n .hero-stat-label{font-size:13px}\n .hero-pill{font-size:11px;padding:6px 12px;margin-bottom:18px}\n\n \/* finder card *\/\n .finder-card{padding:24px 20px}\n .filter-grid{grid-template-columns:1fr;gap:12px}\n .filter-group.full{grid-column:1}\n .btn-find{font-size:16px;padding:16px}\n\n \/* sections *\/\n .wrap{padding:0 20px}\n .sec-pad{padding-top:56px;padding-bottom:56px}\n .sec-h2{font-size:32px;letter-spacing:-1px}\n .sec-sub{font-size:16px;margin-bottom:36px}\n\n \/* results *\/\n .results-placeholder{padding:48px 24px}\n .placeholder-h{font-size:28px}\n .placeholder-p{font-size:16px}\n .step-chip{padding:11px 16px;font-size:14px}\n .cards-grid{grid-template-columns:1fr}\n .results-count{font-size:26px}\n\n \/* categories *\/\n .cat-grid{grid-template-columns:1fr 1fr;gap:12px}\n .cat-card{padding:20px 16px}\n .cat-emoji{font-size:28px;margin-bottom:10px}\n .cat-name{font-size:15px}\n\n \/* how *\/\n .how-grid{grid-template-columns:1fr 1fr;gap:14px}\n .how-card{padding:24px 20px}\n .how-num{font-size:40px}\n .how-title{font-size:16px}\n .how-desc{font-size:14px}\n\n \/* table *\/\n .scheme-tbl{font-size:13px}\n .scheme-tbl th,.scheme-tbl td{padding:12px 14px}\n\n \/* personas *\/\n .persona-grid{grid-template-columns:1fr;gap:16px}\n .p-card{padding:24px 20px}\n\n \/* faq *\/\n .faq-layout{grid-template-columns:1fr;gap:32px}\n .faq-q{font-size:15px;padding:18px 0}\n .faq-a{font-size:15px}\n\n \/* more tools *\/\n .more-grid{grid-template-columns:1fr 1fr;gap:12px}\n .more-card{padding:18px}\n\n \/* cta *\/\n .cta-sec{padding:56px 20px}\n .cta-h2{font-size:32px}\n .cta-sub{font-size:16px}\n .btn-cta1,.btn-cta2{padding:16px 24px;font-size:16px;width:100%;justify-content:center}\n .cta-btns{flex-direction:column}\n\n \/* footer *\/\n footer{padding:36px 20px}\n}\n\n@media(max-width:480px){\n .cat-grid{grid-template-columns:1fr 1fr}\n .how-grid{grid-template-columns:1fr}\n .more-grid{grid-template-columns:1fr}\n .steps-row{gap:8px}\n .step-chip{padding:10px 14px;font-size:13px}\n .hero-h1{font-size:30px}\n}\n<\/style>\n<\/head>\n<body>\n\n\n<nav>\n <div class=\"nav-inner\">\n <a href=\"https:\/\/mybharatportal.com\/tools\/\" class=\"nav-logo\">\n <img decoding=\"async\" class=\"nav-logo-img\" src=\"https:\/\/mybharatportal.com\/tools\/wp-content\/uploads\/2026\/05\/MY-Bharat-LOGO.jpeg\" alt=\"MY Bharat Portal\"\n onerror=\"this.style.display='none';document.getElementById('nlf').style.display='flex'\">\n <div class=\"nav-logo-fallback\" id=\"nlf\">\ud83c\uddee\ud83c\uddf3<\/div>\n <div>\n <span class=\"nav-brand\">MY Bharat Portal<\/span>\n <span class=\"nav-tagline\">Free Government Tools<\/span>\n <\/div>\n <\/a>\n <div class=\"nav-right\">\n <ul class=\"nav-links\">\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/\">PM Internship Calculator<\/a><\/li>\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/tools-home\/\">All Tools<\/a><\/li>\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/scheme-finder\/\" class=\"active\">Scheme Finder<\/a><\/li>\n <\/ul>\n <span class=\"nav-badge\">Free 2026<\/span>\n <button class=\"nav-hamburger\" onclick=\"toggleMenu()\" aria-label=\"Menu\">\n <span><\/span><span><\/span><span><\/span>\n <\/button>\n <\/div>\n <\/div>\n<\/nav>\n\n\n<div class=\"mobile-menu\" id=\"mobileMenu\">\n <a href=\"https:\/\/mybharatportal.com\/tools\/\">PM Internship Calculator<\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/tools-home\/\">All Tools<\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/scheme-finder\/\" class=\"active\">Scheme Finder<\/a>\n <div class=\"mobile-menu-badge\">\u2713 Free 2026 \u2014 No Login Needed<\/div>\n<\/div>\n\n\n<section class=\"hero\">\n <div class=\"hero-inner\">\n\n \n <div class=\"hero-right\">\n <div class=\"finder-card\">\n <div class=\"finder-title\">\ud83d\udd0d Find Your Eligible Schemes<\/div>\n <div class=\"filter-grid\">\n <div class=\"filter-group\">\n <label>Your Age<\/label>\n <select id=\"f-age\">\n <option value=\"\">Select Age<\/option>\n <option value=\"under18\">Under 18<\/option>\n <option value=\"18-25\">18 to 25 years<\/option>\n <option value=\"26-35\">26 to 35 years<\/option>\n <option value=\"36-50\">36 to 50 years<\/option>\n <option value=\"above50\">Above 50<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Category<\/label>\n <select id=\"f-cat\">\n <option value=\"\">Select Category<\/option>\n <option value=\"general\">General<\/option>\n <option value=\"sc\">SC (Scheduled Caste)<\/option>\n <option value=\"st\">ST (Scheduled Tribe)<\/option>\n <option value=\"obc\">OBC<\/option>\n <option value=\"minority\">Minority<\/option>\n <option value=\"ews\">EWS<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Gender<\/label>\n <select id=\"f-gender\">\n <option value=\"\">Select Gender<\/option>\n <option value=\"male\">Male<\/option>\n <option value=\"female\">Female<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Your State<\/label>\n <select id=\"f-state\">\n <option value=\"\">Select State<\/option>\n <option value=\"all\">All India \/ Central<\/option>\n <option value=\"punjab\">Punjab<\/option>\n <option value=\"up\">Uttar Pradesh<\/option>\n <option value=\"maharashtra\">Maharashtra<\/option>\n <option value=\"rajasthan\">Rajasthan<\/option>\n <option value=\"karnataka\">Karnataka<\/option>\n <option value=\"haryana\">Haryana<\/option>\n <option value=\"gujarat\">Gujarat<\/option>\n <option value=\"wb\">West Bengal<\/option>\n <option value=\"tn\">Tamil Nadu<\/option>\n <option value=\"mp\">Madhya Pradesh<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group full\">\n <label>Scheme Type<\/label>\n <select id=\"f-type\">\n <option value=\"\">All Types<\/option>\n <option value=\"scholarship\">Scholarship<\/option>\n <option value=\"loan\">Loan \/ Finance<\/option>\n <option value=\"employment\">Employment<\/option>\n <option value=\"health\">Health<\/option>\n <option value=\"housing\">Housing<\/option>\n <option value=\"agriculture\">Agriculture<\/option>\n <option value=\"women\">Women<\/option>\n <option value=\"startup\">Startup<\/option>\n <\/select>\n <\/div>\n <\/div>\n <button class=\"btn-find\" onclick=\"findSchemes()\">\ud83d\udd0d Find My Government Schemes<\/button>\n <div class=\"finder-note\">\u2713 Free \u00b7 \u2713 No login \u00b7 \u2713 Official apply links<\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"hero-left\">\n <div class=\"hero-pill\">\ud83c\udfed Updated May 2026 \u00b7 Free Tool<\/div>\n <h1 class=\"hero-h1\">Find every scheme<br>you <em>qualify for.<\/em><\/h1>\n <p class=\"hero-sub\">India has 3,000+ government schemes. Most people never claim them \u2014 not because they don’t qualify, but because nobody told them. Find yours in 60 seconds.<\/p>\n <div class=\"hero-stats\">\n <div><div class=\"hero-stat-num\">3,000+<\/div><div class=\"hero-stat-label\">Schemes in India<\/div><\/div>\n <div><div class=\"hero-stat-num\">\u20b90<\/div><div class=\"hero-stat-label\">Cost to apply<\/div><\/div>\n <div><div class=\"hero-stat-num\">60s<\/div><div class=\"hero-stat-label\">To find yours<\/div><\/div>\n <div><div class=\"hero-stat-num\">20+<\/div><div class=\"hero-stat-label\">Verified schemes<\/div><\/div>\n <\/div>\n <\/div>\n\n <\/div>\n<\/section>\n\n\n<section class=\"sec results-sec\">\n <div class=\"wrap sec-pad\">\n <div id=\"results-placeholder\" class=\"results-placeholder\">\n <span class=\"placeholder-icon\">\ud83c\udfed<\/span>\n <h3 class=\"placeholder-h\">Your schemes are waiting<\/h3>\n <p class=\"placeholder-p\">Select your filters above \u2014 then tap <strong>Find My Government Schemes<\/strong> to see what you qualify for.<\/p>\n <div class=\"steps-row\">\n <div class=\"step-chip\"><span class=\"step-n\">1<\/span>Pick Age<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">2<\/span>Category<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">3<\/span>Your State<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">4<\/span>Hit Search<\/div>\n <\/div>\n <\/div>\n <div id=\"results-grid\">\n <div class=\"results-hdr\">\n <div>\n <div class=\"results-count\" id=\"r-count\">Found <span>0<\/span> schemes<\/div>\n <div class=\"results-meta\" id=\"r-meta\">for your profile<\/div>\n <\/div>\n <\/div>\n <div id=\"cards-grid\" class=\"cards-grid\"><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec cat-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">20 Verified Schemes \u00b7 8 Categories<\/div>\n <h2 class=\"sec-h2\">Every scheme,<br>categorised for you.<\/h2>\n <p class=\"sec-sub\">From scholarships to startup funds \u2014 covering every life situation of Indian citizens in 2026.<\/p>\n <div class=\"cat-grid\">\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf93<\/span><div class=\"cat-name\">Scholarships<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">NSP \u00b7 PM Scholarship<br>Merit \u00b7 Ambedkar<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe2<\/span><div class=\"cat-name\">Loans & Finance<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">MUDRA \u00b7 Stand-Up India<br>Seed Fund \u00b7 PM Awas<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83d\udd27<\/span><div class=\"cat-name\">Employment<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Internship \u00b7 PMKVY<br>Ghar Ghar Rozgar<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf38<\/span><div class=\"cat-name\">Women & Girls<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">Sukanya \u00b7 Beti Bachao<br>Kanya Sumangala \u00b7 Ashirwad<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe5<\/span><div class=\"cat-name\">Health<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">Ayushman Bharat<br>Chiranjeevi \u00b7 \u20b925L cover<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe0<\/span><div class=\"cat-name\">Housing<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Awas \u00b7 Ashraya<br>Ramai Awas<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf3e<\/span><div class=\"cat-name\">Agriculture<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Kisan \u00b7 \u20b96,000\/yr<br>Direct to bank<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83d\ude80<\/span><div class=\"cat-name\">Startup<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">Seed Fund \u00b7 Stand-Up<br>Up to \u20b91 crore<\/div><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec how-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">How It Works \u2014 4 Steps<\/div>\n <h2 class=\"sec-h2\">From filters to apply link<br>in 60 seconds.<\/h2>\n <p class=\"sec-sub\">Used by students, farmers, entrepreneurs and families across India to find schemes they never knew existed.<\/p>\n <div class=\"how-grid\">\n <div class=\"how-card\"><div class=\"how-num\">01<\/div><span class=\"how-icon\">\ud83d\udc64<\/span><div class=\"how-title\">Select Your Age<\/div><div class=\"how-desc\">Many schemes have strict age cutoffs \u2014 PM Internship needs exactly 21\u201324 years.<\/div><div class=\"how-time\">Takes 5 seconds<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">02<\/div><span class=\"how-icon\">\ud83c\udfed<\/span><div class=\"how-title\">Pick Category<\/div><div class=\"how-desc\">SC, ST, OBC, Minority and EWS have exclusive schemes hidden from General users.<\/div><div class=\"how-time\">Very important<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">03<\/div><span class=\"how-icon\">\ud83d\udccd<\/span><div class=\"how-title\">Choose Your State<\/div><div class=\"how-desc\">See All-India central schemes AND your state-specific schemes together.<\/div><div class=\"how-time\">Central + State<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">04<\/div><span class=\"how-icon\">\ud83d\udd0d<\/span><div class=\"how-title\">Hit Search<\/div><div class=\"how-desc\">See only what you qualify for \u2014 with benefit amount and direct official apply link.<\/div><div class=\"how-time\">Instant results<\/div><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec tbl-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">Full Scheme List \u2014 May 2026<\/div>\n <h2 class=\"sec-h2\">20 verified schemes.<br>All benefits listed.<\/h2>\n <p class=\"sec-sub\">Every scheme verified against official government portals. Click Apply to go directly.<\/p>\n <div class=\"tbl-wrap\" style=\"margin-top:8px\">\n <table class=\"scheme-tbl\">\n <thead><tr><th>Scheme Name<\/th><th>Benefit<\/th><th>Who<\/th><th>Type<\/th><\/tr><\/thead>\n <tbody>\n <tr><td class=\"t-name\">PM Internship Scheme 2025<\/td><td class=\"t-ben\">\u20b99,000\/month + \u20b96,000<\/td><td>Youth 21\u201324<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">National Scholarship Portal<\/td><td class=\"t-ben\">Varies by scheme<\/td><td>SC\/ST\/OBC\/EWS students<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM MUDRA Yojana<\/td><td class=\"t-ben\">Loan up to \u20b910 lakh<\/td><td>All entrepreneurs<\/td><td><span class=\"t-badge b-loan\">Loan<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Skill India PMKVY 4.0<\/td><td class=\"t-ben\">Free training + \u20b98,000<\/td><td>Youth 18\u201335<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Startup India Seed Fund<\/td><td class=\"t-ben\">Grant up to \u20b920 lakh<\/td><td>Early-stage startups<\/td><td><span class=\"t-badge b-sta\">Startup<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Ayushman Bharat PM-JAY<\/td><td class=\"t-ben\">\u20b95 lakh\/year cover<\/td><td>EWS\/OBC\/SC\/ST families<\/td><td><span class=\"t-badge b-hlt\">Health<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Awas Yojana Urban<\/td><td class=\"t-ben\">Subsidy \u20b92.67 lakh<\/td><td>EWS\/LIG home buyers<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Kisan Samman Nidhi<\/td><td class=\"t-ben\">\u20b96,000\/year<\/td><td>Farmer families<\/td><td><span class=\"t-badge b-agr\">Agriculture<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Sukanya Samriddhi Yojana<\/td><td class=\"t-ben\">8.2% interest + tax<\/td><td>Girl child under 10<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Beti Bachao Beti Padhao<\/td><td class=\"t-ben\">Education + protection<\/td><td>Girl child<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Stand-Up India Scheme<\/td><td class=\"t-ben\">\u20b910L \u2013 \u20b91 crore loan<\/td><td>SC\/ST + women<\/td><td><span class=\"t-badge b-sta\">Startup<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Dr. Ambedkar Scholarship<\/td><td class=\"t-ben\">Full tuition + allowance<\/td><td>SC students<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Scholarship Scheme<\/td><td class=\"t-ben\">\u20b92,500\u20133,000\/month<\/td><td>Ex-servicemen wards<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">National Merit Scholarship<\/td><td class=\"t-ben\">\u20b912,000\/year<\/td><td>EWS Class 9\u201312<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Punjab Ashirwad Scheme<\/td><td class=\"t-ben\">\u20b951,000 one-time<\/td><td>BPL daughters, Punjab<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Punjab Ghar Ghar Rozgar<\/td><td class=\"t-ben\">Free placement<\/td><td>Punjab youth 18\u201335<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Rajasthan Chiranjeevi<\/td><td class=\"t-ben\">\u20b925 lakh\/year health<\/td><td>All Rajasthan families<\/td><td><span class=\"t-badge b-hlt\">Health<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">UP Kanya Sumangala<\/td><td class=\"t-ben\">Up to \u20b915,000<\/td><td>Girl child in UP<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Karnataka Ashraya Housing<\/td><td class=\"t-ben\">Subsidised loan<\/td><td>SC\/ST\/OBC\/Minority, KA<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Maharashtra Ramai Awas<\/td><td class=\"t-ben\">Free plot or house<\/td><td>SC\/Buddhist, MH<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec persona-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">Real People \u2014 Real Benefits<\/div>\n <h2 class=\"sec-h2\">Is this your situation?<\/h2>\n <p class=\"sec-sub\">See which schemes apply to people just like you across different ages, states, and life stages.<\/p>\n <div class=\"persona-grid\">\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83c\udf3e<\/span><div class=\"p-name\">Ramesh, 45 \u2014 Punjab Farmer<\/div><div class=\"p-desc\">Farmer family, General category<\/div><ul class=\"p-list\"><li>PM Kisan \u2014 \u20b96,000\/year direct<\/li><li>Ayushman Bharat health cover<\/li><li>PM MUDRA agri-business loan<\/li><\/ul><span class=\"p-tag\">Eligible right now<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc69\u200d\ud83c\udfeb<\/span><div class=\"p-name\">Priya, 20 \u2014 UP College Student<\/div><div class=\"p-desc\">OBC, Female, 18\u201325<\/div><ul class=\"p-list\"><li>NSP scholarship \u2014 fees covered<\/li><li>PMKVY free skill training<\/li><li>PM Internship \u20b99,000\/month<\/li><\/ul><span class=\"p-tag\">3+ schemes available<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83d\udcbb<\/span><div class=\"p-name\">Arjun, 26 \u2014 Delhi Entrepreneur<\/div><div class=\"p-desc\">General, Male, 26\u201335<\/div><ul class=\"p-list\"><li>MUDRA loan up to \u20b910 lakh<\/li><li>Startup Seed Fund \u20b920 lakh<\/li><li>Stand-Up India \u20b91 crore<\/li><\/ul><span class=\"p-tag\">\u20b91 crore available<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc69<\/span><div class=\"p-name\">Sunita, 28 \u2014 Punjab BPL<\/div><div class=\"p-desc\">OBC, Female, BPL category<\/div><ul class=\"p-list\"><li>Punjab Ashirwad \u20b951,000<\/li><li>PM Awas home loan subsidy<\/li><li>Stand-Up India business loan<\/li><\/ul><span class=\"p-tag\">Multiple benefits<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83c\udfe0<\/span><div class=\"p-name\">Vijay, 32 \u2014 Mumbai EWS<\/div><div class=\"p-desc\">EWS, Male, first home<\/div><ul class=\"p-list\"><li>PM Awas \u20b92.67 lakh subsidy<\/li><li>Ayushman health cover<\/li><li>Ramai Awas free plot, MH<\/li><\/ul><span class=\"p-tag\">Save \u20b92.67 lakh<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc76<\/span><div class=\"p-name\">Meena’s Parents \u2014 UP, SC<\/div><div class=\"p-desc\">SC family, Uttar Pradesh<\/div><ul class=\"p-list\"><li>Sukanya Samriddhi 8.2%<\/li><li>Kanya Sumangala \u20b915,000<\/li><li>Beti Bachao education support<\/li><\/ul><span class=\"p-tag\">Start today<\/span><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec faq-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"faq-layout\">\n <div>\n <div class=\"sec-label\">Common Questions<\/div>\n <h2 class=\"sec-h2\">Frequently<br>asked.<\/h2>\n <p class=\"sec-sub\" style=\"margin-bottom:0\">Everything you need to know about this free tool.<\/p>\n <\/div>\n <div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Who can use this Scheme Finder?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Any Indian citizen \u2014 students, farmers, women, youth, entrepreneurs, senior citizens. The tool covers all age groups, all social categories (General, SC, ST, OBC, Minority, EWS), and 11 major states plus central government schemes.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Do I need to register or pay anything?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Zero cost, zero registration. Completely free. Your selections are never stored \u2014 everything runs inside your browser. Clicking Apply takes you directly to the official government portal.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Are these schemes verified for 2026?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Yes. All 20 schemes were verified as active in May 2026 against official government portals including scholarships.gov.in, pmjay.gov.in, pmkisan.gov.in and others. We update regularly.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Can I apply for multiple schemes at once?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Yes in most cases. You can benefit from Ayushman Bharat, PM Kisan, and a scholarship simultaneously. Some NSP schemes have a one-scholarship rule \u2014 always check the official portal terms.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">My state is not listed \u2014 what do I do?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Select “All India \/ Central” \u2014 this shows 14+ central government schemes available to every Indian citizen regardless of state. PM Internship, MUDRA, Ayushman Bharat, and PM Kisan are available nationwide.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">What documents do I need to apply?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Most schemes need: Aadhaar card, bank account linked to Aadhaar, income certificate (EWS\/BPL), caste certificate (SC\/ST\/OBC), and age proof. State schemes may need domicile certificate.<\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec more-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">More Free Tools & Guides<\/div>\n <h2 class=\"sec-h2\">Take the next step.<\/h2>\n <p class=\"sec-sub\">Everything you need after finding your scheme \u2014 guides, calculators, and step-by-step help.<\/p>\n <div class=\"more-grid\">\n <a href=\"https:\/\/mybharatportal.com\/pm-internship-scheme-2026\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcbc<\/span><div class=\"more-title\">PM Internship Scheme 2026<\/div><div class=\"more-desc\">Full apply guide & eligibility<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-portal-registration-2026-complete-step-by-step-guide-for-youth-nss-partners\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcc4<\/span><div class=\"more-title\">MY Bharat Registration 2026<\/div><div class=\"more-desc\">Step-by-step guide<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/pm-internship-age-eligibility-calculator\/\" class=\"more-card\"><span class=\"more-icon\">\ud83e\udd16<\/span><div class=\"more-title\">Age Eligibility Calculator<\/div><div class=\"more-desc\">Check PM Internship age cutoff<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-certificate-download-step-by-step-guide-to-download-pdf\/\" class=\"more-card\"><span class=\"more-icon\">\ud83c\udf89<\/span><div class=\"more-title\">Certificate Download Guide<\/div><div class=\"more-desc\">Fix “not showing” errors<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/how-to-link-your-nss-unit-to-my-bharat-portal\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udc65<\/span><div class=\"more-title\">NSS Unit Linking Guide<\/div><div class=\"more-desc\">Link your college NSS unit<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-portal-otp-not-received-5-instant-fixes-for-2026-registration\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcf1<\/span><div class=\"more-title\">OTP Not Received? Fix It<\/div><div class=\"more-desc\">5 instant solutions<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/\" class=\"more-card\"><span class=\"more-icon\">\ud83c\udfe0<\/span><div class=\"more-title\">MY Bharat Portal Main Site<\/div><div class=\"more-desc\">All guides and articles<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udd27<\/span><div class=\"more-title\">All Free Tools<\/div><div class=\"more-desc\">tools.mybharatportal.com<\/div><\/a>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"cta-sec\">\n <h2 class=\"cta-h2\">Never miss a government<br>scheme again.<\/h2>\n <p class=\"cta-sub\">Bookmark this page. Share it with a family member \u2014 most people miss out simply because nobody told them they were eligible.<\/p>\n <div class=\"cta-btns\">\n <a href=\"#\" onclick=\"window.scrollTo({top:0,behavior:'smooth'});return false\" class=\"btn-cta1\">\ud83d\udd0d Find My Schemes Now<\/a>\n <a href=\"https:\/\/mybharatportal.com\/\" class=\"btn-cta2\">Visit Main Website \u2192<\/a>\n <\/div>\n<\/section>\n\n\n<footer>\n <p>All scheme data sourced from official Indian government portals. MY Bharat Portal Guide is an independent help resource, not affiliated with the Government of India.<\/p>\n <p style=\"margin-top:10px\">Official info: <a href=\"https:\/\/india.gov.in\">india.gov.in<\/a> \u00b7 <a href=\"https:\/\/mybharatportal.com\">mybharatportal.com<\/a><\/p>\n <p style=\"margin-top:14px;color:rgba(255,255,255,.3)\">\u00a9 2026 MY Bharat Portal Guide \u00b7 <a href=\"https:\/\/mybharatportal.com\/tools\/\">All Tools<\/a> \u00b7 <a href=\"https:\/\/mybharatportal.com\/\">Main Site<\/a><\/p>\n<\/footer>\n\n<script>\n\/* ---- SCHEME DATA ---- *\/\nconst S=[\n {n:\"PM Internship Scheme 2025\",b:\"\u20b99,000\/month + \u20b96,000 grant\",w:\"Youth 21\u201324\",t:\"employment\",a:[\"18-25\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/pminternship.mca.gov.in\/\",i:\"\ud83d\udcbc\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"National Scholarship Portal\",b:\"Varies by scheme\",w:\"SC\/ST\/OBC\/EWS students\",t:\"scholarship\",a:[\"under18\",\"18-25\",\"26-35\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"PM MUDRA Yojana\",b:\"Loan up to \u20b910 lakh\",w:\"All entrepreneurs\",t:\"loan\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/www.mudra.org.in\/\",i:\"\ud83c\udfe2\",ic:\"ic-loan\",bc:\"b-loan\"},\n {n:\"Skill India PMKVY 4.0\",b:\"Free training + \u20b98,000\",w:\"Youth 18\u201335\",t:\"employment\",a:[\"18-25\",\"26-35\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/www.pmkvyofficial.org\/\",i:\"\ud83d\udd27\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"Startup India Seed Fund\",b:\"Grant up to \u20b920 lakh\",w:\"Early-stage startups\",t:\"startup\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/seedfund.startupindia.gov.in\/\",i:\"\ud83d\ude80\",ic:\"ic-sta\",bc:\"b-sta\"},\n {n:\"Ayushman Bharat PM-JAY\",b:\"\u20b95 lakh\/year health cover\",w:\"EWS\/OBC\/SC\/ST families\",t:\"health\",a:[\"under18\",\"18-25\",\"26-35\",\"36-50\",\"above50\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmjay.gov.in\/\",i:\"\ud83c\udfe5\",ic:\"ic-hlt\",bc:\"b-hlt\"},\n {n:\"PM Awas Yojana Urban\",b:\"Subsidy \u20b92.67 lakh\",w:\"EWS\/LIG home buyers\",t:\"housing\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmaymis.gov.in\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n {n:\"PM Kisan Samman Nidhi\",b:\"\u20b96,000\/year\",w:\"Farmer families\",t:\"agriculture\",a:[\"26-35\",\"36-50\",\"above50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmkisan.gov.in\/\",i:\"\ud83c\udf3e\",ic:\"ic-agr\",bc:\"b-agr\"},\n {n:\"Sukanya Samriddhi Yojana\",b:\"8.2% interest + tax benefit\",w:\"Girl child under 10\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],g:[\"female\"],l:\"https:\/\/www.nsiindia.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Beti Bachao Beti Padhao\",b:\"Education + protection support\",w:\"Girl child\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],g:[\"female\"],l:\"https:\/\/wcd.nic.in\/bbbp-schemes\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Stand-Up India Scheme\",b:\"\u20b910 lakh \u2013 \u20b91 crore loan\",w:\"SC\/ST + women\",t:\"startup\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"sc\",\"st\"],s:[\"all\"],l:\"https:\/\/www.standupmitra.in\/\",i:\"\ud83d\ude80\",ic:\"ic-sta\",bc:\"b-sta\"},\n {n:\"Dr. Ambedkar Scholarship\",b:\"Full tuition + allowance\",w:\"SC students post Class 10\",t:\"scholarship\",a:[\"under18\",\"18-25\"],c:[\"sc\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"PM Scholarship Scheme\",b:\"\u20b92,500\u20133,000\/month\",w:\"Ex-servicemen wards\",t:\"scholarship\",a:[\"18-25\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"National Merit Scholarship\",b:\"\u20b912,000\/year\",w:\"EWS students Class 9\u201312\",t:\"scholarship\",a:[\"under18\"],c:[\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"Punjab Ashirwad Scheme\",b:\"\u20b951,000 one-time\",w:\"BPL daughters, Punjab\",t:\"women\",a:[\"under18\",\"18-25\"],c:[\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"punjab\"],g:[\"female\"],l:\"https:\/\/punjab.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Punjab Ghar Ghar Rozgar\",b:\"Free placement assistance\",w:\"Punjab youth 18\u201335\",t:\"employment\",a:[\"18-25\",\"26-35\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"punjab\"],l:\"https:\/\/pgrkam.com\/\",i:\"\ud83d\udd27\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"Rajasthan Chiranjeevi Yojana\",b:\"\u20b925 lakh\/year health cover\",w:\"All Rajasthan families\",t:\"health\",a:[\"under18\",\"18-25\",\"26-35\",\"36-50\",\"above50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"rajasthan\"],l:\"https:\/\/chiranjeevi.rajasthan.gov.in\/\",i:\"\ud83c\udfe5\",ic:\"ic-hlt\",bc:\"b-hlt\"},\n {n:\"UP Kanya Sumangala\",b:\"Up to \u20b915,000 total\",w:\"Girl child in UP\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"up\"],g:[\"female\"],l:\"https:\/\/mksy.up.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Karnataka Ashraya Housing\",b:\"Subsidised housing loan\",w:\"SC\/ST\/OBC\/Minority, KA\",t:\"housing\",a:[\"26-35\",\"36-50\"],c:[\"sc\",\"st\",\"obc\",\"minority\"],s:[\"karnataka\"],l:\"https:\/\/ashraya.karnataka.gov.in\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n {n:\"Maharashtra Ramai Awas\",b:\"Free plot or house\",w:\"SC\/Buddhist, MH\",t:\"housing\",a:[\"26-35\",\"36-50\",\"above50\"],c:[\"sc\"],s:[\"maharashtra\"],l:\"https:\/\/ramaiyawas.mahait.org\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n];\n\nfunction findSchemes(){\n const age=document.getElementById('f-age').value;\n const cat=document.getElementById('f-cat').value;\n const gen=document.getElementById('f-gender').value;\n const st=document.getElementById('f-state').value;\n const tp=document.getElementById('f-type').value;\n let r=S.filter(s=>{\n if(age&&!s.a.includes(age))return false;\n if(cat&&!s.c.includes(cat))return false;\n if(gen&&s.g&&!s.g.includes(gen))return false;\n if(st&&st!=='all'&&!s.s.includes(st)&&!s.s.includes('all'))return false;\n if(st==='all'&&!s.s.includes('all'))return false;\n if(tp&&s.t!==tp)return false;\n return true;\n });\n if(!age&&!cat&&!gen&&!st&&!tp)r=S;\n showResults(r,age,cat,st);\n}\n\nfunction showResults(r,age,cat,st){\n document.getElementById('results-placeholder').style.display='none';\n const grid=document.getElementById('results-grid');\n grid.style.display='block';\n const n=r.length;\n document.getElementById('r-count').innerHTML=`Found <span>${n}<\/span> scheme${n!==1?'s':''}`;\n const lb=[];\n if(age)lb.push(age.replace('under18','Under 18').replace('18-25','18\u201325').replace('26-35','26\u201335').replace('36-50','36\u201350').replace('above50','50+'));\n if(cat)lb.push(cat.toUpperCase());\n if(st)lb.push(st==='all'?'All India':st.charAt(0).toUpperCase()+st.slice(1));\n document.getElementById('r-meta').textContent=lb.length?'for: '+lb.join(' \u00b7 '):'across all filters';\n const con=document.getElementById('cards-grid');\n con.innerHTML='';\n if(n===0){\n con.innerHTML=`<div style=\"grid-column:1\/-1;text-align:center;padding:60px 20px;color:#5a6e4a\"><div style=\"font-size:48px;margin-bottom:14px\">\ud83d\udd0d<\/div><div style=\"font-size:22px;font-weight:800;color:#163300;margin-bottom:10px\">No schemes matched<\/div><div style=\"font-size:16px\">Try \"All India \/ Central\" or remove some filters<\/div><\/div>`;\n return;\n }\n r.forEach((s,i)=>{\n const d=document.createElement('div');\n d.className='s-card';d.style.animationDelay=(i*.05)+'s';\n d.innerHTML=`<div class=\"c-top\"><div class=\"c-icon ${s.ic}\">${s.i}<\/div><span class=\"c-badge ${s.bc}\">${s.t}<\/span><\/div><div class=\"c-name\">${s.n}<\/div><div class=\"c-benefit\">Benefit: <strong>${s.b}<\/strong><\/div><div class=\"c-foot\"><div class=\"c-who\">\ud83d\udc64 ${s.w}<\/div><a href=\"${s.l}\" target=\"_blank\" class=\"btn-apply\">Apply \u2197<\/a><\/div>`;\n con.appendChild(d);\n });\n document.getElementById('results-grid').scrollIntoView({behavior:'smooth',block:'start'});\n}\n\nfunction toggleFaq(el){\n const it=el.closest('.faq-item'),open=it.classList.contains('open');\n document.querySelectorAll('.faq-item.open').forEach(x=>x.classList.remove('open'));\n if(!open)it.classList.add('open');\n}\n\nfunction toggleMenu(){\n document.getElementById('mobileMenu').classList.toggle('open');\n}\n\/\/ close menu on outside click\ndocument.addEventListener('click',e=>{\n const m=document.getElementById('mobileMenu');\n if(m.classList.contains('open')&&!m.contains(e.target)&&!e.target.closest('.nav-hamburger'))\n m.classList.remove('open');\n});\n<\/script>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Government Scheme Finder 2026 \u2014 MY Bharat Portal \ud83c\uddee\ud83c\uddf3 MY Bharat Portal Free Government Tools PM Internship Calculator All Tools Scheme Finder Free 2026 PM Internship Calculator All Tools Scheme Finder \u2713 Free 2026 \u2014 No Login Needed \ud83d\udd0d Find Your Eligible Schemes Your Age Select AgeUnder 1818 to 25 years26 to 35 years36 to…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-123","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Sufyan","author_link":"https:\/\/mybharatportal.com\/tools\/author\/sufyan\/"},"comment_info":0,"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/pages\/123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":48,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/pages\/123\/revisions"}],"predecessor-version":[{"id":211,"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/pages\/123\/revisions\/211"}],"wp:attachment":[{"href":"https:\/\/mybharatportal.com\/tools\/wp-json\/wp\/v2\/media?parent=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":123,"date":"2026-05-23T01:26:51","date_gmt":"2026-05-23T01:26:51","guid":{"rendered":"https:\/\/mybharatportal.com\/tools\/?page_id=123"},"modified":"2026-05-28T17:35:08","modified_gmt":"2026-05-28T17:35:08","slug":"scheme-finder","status":"publish","type":"page","link":"https:\/\/mybharatportal.com\/tools\/scheme-finder\/","title":{"rendered":"Scheme Finder"},"content":{"rendered":"\n\n\n\n\n\nGovernment Scheme Finder 2026 \u2014 MY Bharat Portal<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Fraunces:ital,wght@0,700;0,800;1,700&display=swap\" rel=\"stylesheet\">\n<style>\n\/* ============================================================\n RESET & VARIABLES\n============================================================ *\/\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}\n:root{\n --dark:#163300;\n --dark2:#1c3d00;\n --lime:#9FE870;\n --lime2:#b4f585;\n --white:#FFFFFF;\n --offwhite:#F0F0EB;\n --gray:#5a6e4a;\n --gray2:#2e3e20;\n --gray3:#c8d8b8;\n --r:14px;\n --rlg:22px;\n --sh:0 2px 16px rgba(22,51,0,0.08);\n --shlg:0 8px 40px rgba(22,51,0,0.14);\n}\nhtml{scroll-behavior:smooth}\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--dark);line-height:1.6;overflow-x:hidden;-webkit-text-size-adjust:100%}\n\n\/* ============================================================\n NAV \u2014 dark green, zero shadow, bleeds into hero\n============================================================ *\/\nnav{\n width:100%;\n background:var(--dark);\n position:sticky;top:0;z-index:200;\n \/* NO box-shadow \u2014 merges with hero *\/\n}\n.nav-inner{\n max-width:1280px;margin:0 auto;\n display:flex;align-items:center;justify-content:space-between;\n padding:0 48px;height:76px;\n}\n.nav-logo{display:flex;align-items:center;gap:14px;text-decoration:none;flex-shrink:0}\n.nav-logo-img{\n width:52px;height:52px;border-radius:10px;object-fit:cover;\n border:2px solid rgba(159,232,112,0.3);background:var(--dark2);\n flex-shrink:0;\n}\n.nav-logo-fallback{\n width:52px;height:52px;background:var(--lime);border-radius:10px;\n display:none;align-items:center;justify-content:center;\n font-size:22px;font-weight:900;color:var(--dark);flex-shrink:0;\n}\n.nav-brand{font-size:21px;font-weight:800;color:#fff;letter-spacing:-0.5px;display:block;line-height:1.2}\n.nav-tagline{font-size:12px;color:rgba(255,255,255,0.45);font-weight:500;display:block}\n.nav-right{display:flex;align-items:center;gap:6px}\n.nav-links{display:flex;align-items:center;gap:2px;list-style:none;margin-right:10px}\n.nav-links a{\n color:rgba(255,255,255,0.75);text-decoration:none;\n font-size:15px;font-weight:600;padding:8px 16px;border-radius:8px;\n transition:color .2s,background .2s;white-space:nowrap;\n}\n.nav-links a:hover{color:#fff;background:rgba(255,255,255,0.08)}\n.nav-links a.active{color:var(--lime);background:rgba(159,232,112,0.1)}\n.nav-badge{\n background:var(--lime);color:var(--dark);\n font-size:13px;font-weight:800;padding:7px 16px;border-radius:20px;white-space:nowrap;\n}\n\/* hamburger hidden on desktop *\/\n.nav-hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}\n.nav-hamburger span{display:block;width:24px;height:2px;background:rgba(255,255,255,0.85);border-radius:2px;transition:.3s}\n\/* mobile menu *\/\n.mobile-menu{\n display:none;position:fixed;top:76px;left:0;right:0;bottom:0;\n background:var(--dark);z-index:190;flex-direction:column;\n padding:32px 24px;gap:6px;overflow-y:auto;\n}\n.mobile-menu.open{display:flex}\n.mobile-menu a{\n color:rgba(255,255,255,0.85);text-decoration:none;font-size:18px;font-weight:600;\n padding:16px 18px;border-radius:10px;border-bottom:1px solid rgba(255,255,255,0.07);\n transition:background .2s;\n}\n.mobile-menu a:hover,.mobile-menu a.active{background:rgba(159,232,112,0.1);color:var(--lime)}\n.mobile-menu-badge{\n margin-top:16px;background:var(--lime);color:var(--dark);\n font-size:15px;font-weight:800;padding:14px 20px;border-radius:10px;text-align:center;\n}\n\n\/* ============================================================\n HERO \u2014 dark green, full width, NO border bottom\n Tool is THE FIRST thing visible\n============================================================ *\/\n.hero{\n width:100%;background:var(--dark);\n padding:64px 48px 72px;\n}\n.hero-inner{\n max-width:1280px;margin:0 auto;\n display:grid;grid-template-columns:1fr 480px;gap:56px;align-items:start;\n}\n\n\/* LEFT \u2014 headline below tool on mobile (order trick) *\/\n.hero-left{order:2}\n.hero-right{order:1}\/* tool comes first on mobile *\/\n\n.hero-pill{\n display:inline-flex;align-items:center;gap:8px;\n background:rgba(159,232,112,0.12);border:1px solid rgba(159,232,112,0.28);\n color:var(--lime);font-size:13px;font-weight:700;\n 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font-size:13px;font-weight:800;color:var(--gray);\n text-transform:uppercase;letter-spacing:1px;margin-bottom:22px;\n}\n.filter-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}\n.filter-group label{\n display:block;font-size:12px;font-weight:800;color:var(--gray2);\n margin-bottom:7px;text-transform:uppercase;letter-spacing:.5px;\n}\n.filter-group select{\n width:100%;padding:13px 16px;\n border:2px solid #e4edd8;border-radius:10px;\n font-family:'Plus Jakarta Sans',sans-serif;\n font-size:16px;\/* 16px prevents iOS zoom *\/\n font-weight:500;color:var(--dark);background:#f8faf4;\n appearance:none;\n background-image:url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='7' viewBox='0 0 12 7'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6e4a' stroke-width='1.8' fill='none' stroke-linecap='round'\/%3E%3C\/svg%3E\");\n background-repeat:no-repeat;background-position:right 14px center;\n cursor:pointer;transition:border-color 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var(--gray3);\n}\n.placeholder-icon{font-size:64px;display:block;margin-bottom:20px}\n.placeholder-h{font-family:'Fraunces',serif;font-size:38px;font-weight:800;color:var(--dark);margin-bottom:16px;letter-spacing:-1px}\n.placeholder-p{font-size:18px;color:var(--gray);max-width:440px;margin:0 auto 36px;line-height:1.7}\n.steps-row{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}\n.step-chip{\n display:flex;align-items:center;gap:10px;\n background:#fff;border:1.5px solid var(--gray3);\n padding:14px 22px;font-size:16px;font-weight:700;\n color:var(--dark2);border-radius:10px;box-shadow:var(--sh);\n}\n.step-n{\n background:var(--dark);color:#fff;\n width:28px;height:28px;border-radius:50%;\n font-size:14px;font-weight:800;\n display:flex;align-items:center;justify-content:center;flex-shrink:0;\n}\n#results-grid{display:none}\n.results-hdr{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:32px;flex-wrap:wrap;gap:12px}\n.results-count{font-family:'Fraunces',serif;font-size:34px;font-weight:800;color:var(--dark);letter-spacing:-1px}\n.results-count span{color:var(--lime)}\n.results-meta{font-size:16px;color:var(--gray);margin-top:4px}\n.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:20px}\n.s-card{\n background:#fff;border-radius:var(--r);padding:26px;\n border:1.5px solid #e8f0dc;box-shadow:var(--sh);\n transition:transform .2s,box-shadow .2s,border-color .2s;\n animation:fadeUp .4s ease both;\n}\n.s-card:hover{transform:translateY(-4px);box-shadow:var(--shlg);border-color:var(--lime)}\n@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}\n.c-top{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:16px}\n.c-icon{width:48px;height:48px;border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:24px;flex-shrink:0}\n.c-badge{font-size:11px;font-weight:700;padding:5px 12px;border-radius:20px;text-transform:uppercase;letter-spacing:.3px}\n.b-sc{background:#eef2ff;color:#4338ca}.b-loan{background:#fff7ed;color:#c2410c}\n.b-emp{background:#f0fdf4;color:#15803d}.b-wom{background:#fdf4ff;color:#9333ea}\n.b-hlt{background:#fff1f2;color:#be123c}.b-hou{background:#f0f9ff;color:#0369a1}\n.b-agr{background:#fefce8;color:#a16207}.b-sta{background:#fff7ed;color:#ea580c}\n.ic-sc{background:#eef2ff}.ic-loan{background:#fff7ed}.ic-emp{background:#f0fdf4}\n.ic-wom{background:#fdf4ff}.ic-hlt{background:#fff1f2}.ic-hou{background:#f0f9ff}\n.ic-agr{background:#fefce8}.ic-sta{background:#fff7ed}\n.c-name{font-size:17px;font-weight:800;color:var(--dark);margin-bottom:8px;line-height:1.3}\n.c-benefit{font-size:14px;color:var(--gray);margin-bottom:16px;line-height:1.55}\n.c-benefit strong{color:var(--dark2);font-weight:700}\n.c-foot{display:flex;align-items:center;justify-content:space-between;padding-top:16px;border-top:1px solid #edf4e4}\n.c-who{font-size:13px;color:var(--gray);font-weight:500}\n.btn-apply{\n background:var(--dark);color:#fff;border:none;padding:9px 18px;border-radius:8px;\n font-family:'Plus Jakarta Sans',sans-serif;font-size:13px;font-weight:700;\n cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:4px;\n transition:background .2s;\n}\n.btn-apply:hover{background:var(--dark2)}\n\n\/* ============================================================\n CATEGORIES \u2014 LIME GREEN (the bold punch like Wise)\n============================================================ *\/\n.cat-sec{background:var(--lime)}\n.cat-sec .sec-label{color:var(--dark2)}\n.cat-sec .sec-h2{color:var(--dark)}\n.cat-sec .sec-sub{color:var(--dark2)}\n.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}\n.cat-card{\n background:rgba(22,51,0,0.06);border-radius:var(--r);padding:26px;\n border:1.5px solid rgba(22,51,0,0.1);transition:all .2s;cursor:pointer;\n}\n.cat-card:hover{background:rgba(22,51,0,0.12);border-color:rgba(22,51,0,0.25);transform:translateY(-3px)}\n.cat-emoji{font-size:36px;margin-bottom:14px;display:block}\n.cat-name{font-size:17px;font-weight:800;color:var(--dark);margin-bottom:4px}\n.cat-count{font-size:14px;color:var(--dark2);margin-bottom:10px;font-weight:600}\n.cat-tags{font-size:12px;color:var(--dark2);line-height:1.8;font-weight:500}\n\n\/* ============================================================\n HOW IT WORKS \u2014 white\n============================================================ *\/\n.how-sec{background:var(--white);border-top:1px solid #e8f0dc}\n.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}\n.how-card{\n background:var(--offwhite);border:1.5px solid #e4edd8;border-radius:var(--r);\n padding:32px 26px;transition:all .2s;\n}\n.how-card:hover{background:rgba(159,232,112,0.12);border-color:var(--lime);transform:translateY(-3px)}\n.how-num{font-family:'Fraunces',serif;font-size:52px;font-weight:800;color:var(--lime);line-height:1;margin-bottom:14px;opacity:.5}\n.how-icon{font-size:32px;margin-bottom:14px;display:block}\n.how-title{font-size:18px;font-weight:800;color:var(--dark);margin-bottom:10px}\n.how-desc{font-size:15px;color:var(--gray);line-height:1.65}\n.how-time{margin-top:16px;font-size:12px;font-weight:700;color:var(--dark2);text-transform:uppercase;letter-spacing:.6px}\n\n\/* ============================================================\n TABLE \u2014 off-white\n============================================================ *\/\n.tbl-sec{background:var(--offwhite);border-top:1px solid #e0e8d4}\n.tbl-wrap{overflow-x:auto;border-radius:var(--r);border:1.5px solid #dce8cc;box-shadow:var(--sh)}\n.scheme-tbl{width:100%;border-collapse:collapse;font-size:15px}\n.scheme-tbl th{background:var(--dark);color:rgba(255,255,255,.72);padding:16px 20px;text-align:left;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;white-space:nowrap}\n.scheme-tbl td{padding:15px 20px;border-bottom:1px solid #e4edd8;color:var(--dark);font-weight:500;vertical-align:middle;background:#fff}\n.scheme-tbl tr:nth-child(even) td{background:#f7faf2}\n.scheme-tbl tr:last-child td{border-bottom:none}\n.scheme-tbl tr:hover td{background:rgba(159,232,112,0.12)!important}\n.t-name{font-weight:800}\n.t-ben{color:var(--dark2);font-weight:700}\n.t-badge{display:inline-block;font-size:11px;font-weight:700;padding:4px 11px;border-radius:12px;text-transform:uppercase;letter-spacing:.3px}\n\n\/* ============================================================\n PERSONAS \u2014 white\n============================================================ *\/\n.persona-sec{background:var(--white);border-top:1px solid #e8f0dc}\n.persona-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}\n.p-card{\n background:var(--offwhite);border-radius:var(--r);padding:30px 26px;\n border:1.5px solid #e4edd8;transition:all .2s;\n}\n.p-card:hover{border-color:var(--lime);box-shadow:var(--shlg);transform:translateY(-3px)}\n.p-avatar{font-size:40px;margin-bottom:16px;display:block}\n.p-name{font-size:17px;font-weight:800;color:var(--dark)}\n.p-desc{font-size:14px;color:var(--gray);margin-top:3px;margin-bottom:18px}\n.p-list{list-style:none;margin-bottom:18px}\n.p-list li{font-size:14px;color:var(--gray2);padding:8px 0;border-bottom:1px solid #e4edd8;display:flex;align-items:center;gap:8px}\n.p-list li:last-child{border-bottom:none}\n.p-list li::before{content:'\u2192';color:var(--lime);font-weight:800;font-size:15px}\n.p-tag{background:rgba(159,232,112,.18);color:var(--dark2);font-size:12px;font-weight:700;padding:6px 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.2s;\n}\n.more-card:hover{border-color:var(--lime);transform:translateY(-3px);box-shadow:var(--sh)}\n.more-icon{font-size:28px;margin-bottom:12px;display:block}\n.more-title{font-size:15px;font-weight:800;color:var(--dark);margin-bottom:5px;line-height:1.3}\n.more-desc{font-size:13px;color:var(--gray);line-height:1.5}\n\n\/* ============================================================\n CTA \u2014 dark green (like Wise footer CTA)\n============================================================ *\/\n.cta-sec{background:var(--dark);padding:80px 48px;text-align:center;position:relative;overflow:hidden}\n.cta-sec::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(159,232,112,.08) 0%,transparent 65%);pointer-events:none}\n.cta-h2{font-family:'Fraunces',serif;font-size:46px;font-weight:800;color:#fff;line-height:1.08;letter-spacing:-1.5px;margin-bottom:18px;position:relative}\n.cta-sub{font-size:18px;color:rgba(255,255,255,.6);max-width:500px;margin:0 auto 40px;line-height:1.65;position:relative}\n.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}\n.btn-cta1{background:var(--lime);color:var(--dark);border:none;padding:18px 36px;border-radius:12px;font-family:'Plus Jakarta Sans',sans-serif;font-size:17px;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .2s}\n.btn-cta1:hover{background:var(--lime2);transform:translateY(-2px);box-shadow:0 10px 28px rgba(159,232,112,.32)}\n.btn-cta2{background:transparent;color:rgba(255,255,255,.75);border:2px solid rgba(255,255,255,.2);padding:18px 36px;border-radius:12px;font-family:'Plus Jakarta Sans',sans-serif;font-size:17px;font-weight:600;cursor:pointer;text-decoration:none;transition:all .2s}\n.btn-cta2:hover{border-color:rgba(255,255,255,.5);color:#fff}\n\n\/* ============================================================\n FOOTER \u2014 dark green (same as Wise)\n============================================================ *\/\nfooter{background:var(--dark);border-top:1px solid rgba(255,255,255,.07);padding:48px;text-align:center;color:rgba(255,255,255,.45);font-size:14px;line-height:1.9}\nfooter a{color:rgba(255,255,255,.6);text-decoration:none;font-weight:600}\nfooter a:hover{color:var(--lime)}\n\n\/* ============================================================\n MOBILE \u2014 everything fixed\n============================================================ *\/\n@media(max-width:900px){\n \/* nav *\/\n .nav-inner{padding:0 20px;height:68px}\n .nav-links,.nav-badge{display:none}\n .nav-hamburger{display:flex}\n .nav-brand{font-size:18px}\n .nav-tagline{display:none}\n .nav-logo-img,.nav-logo-fallback{width:44px;height:44px}\n\n \/* hero \u2014 tool FIRST on mobile *\/\n .hero{padding:24px 16px 40px}\n .hero-inner{grid-template-columns:1fr;gap:32px}\n .hero-right{order:1}\/* tool first *\/\n .hero-left{order:2}\/* headline second *\/\n .hero-h1{font-size:34px;letter-spacing:-1px}\n .hero-sub{font-size:16px;margin-bottom:24px}\n .hero-stats{gap:20px}\n .hero-stat-num{font-size:28px}\n .hero-stat-label{font-size:13px}\n .hero-pill{font-size:11px;padding:6px 12px;margin-bottom:18px}\n\n \/* finder card *\/\n .finder-card{padding:24px 20px}\n .filter-grid{grid-template-columns:1fr;gap:12px}\n .filter-group.full{grid-column:1}\n .btn-find{font-size:16px;padding:16px}\n\n \/* sections *\/\n .wrap{padding:0 20px}\n .sec-pad{padding-top:56px;padding-bottom:56px}\n .sec-h2{font-size:32px;letter-spacing:-1px}\n .sec-sub{font-size:16px;margin-bottom:36px}\n\n \/* results *\/\n .results-placeholder{padding:48px 24px}\n .placeholder-h{font-size:28px}\n .placeholder-p{font-size:16px}\n .step-chip{padding:11px 16px;font-size:14px}\n .cards-grid{grid-template-columns:1fr}\n .results-count{font-size:26px}\n\n \/* categories *\/\n .cat-grid{grid-template-columns:1fr 1fr;gap:12px}\n .cat-card{padding:20px 16px}\n .cat-emoji{font-size:28px;margin-bottom:10px}\n .cat-name{font-size:15px}\n\n \/* how *\/\n .how-grid{grid-template-columns:1fr 1fr;gap:14px}\n .how-card{padding:24px 20px}\n .how-num{font-size:40px}\n .how-title{font-size:16px}\n .how-desc{font-size:14px}\n\n \/* table *\/\n .scheme-tbl{font-size:13px}\n .scheme-tbl th,.scheme-tbl td{padding:12px 14px}\n\n \/* personas *\/\n .persona-grid{grid-template-columns:1fr;gap:16px}\n .p-card{padding:24px 20px}\n\n \/* faq *\/\n .faq-layout{grid-template-columns:1fr;gap:32px}\n .faq-q{font-size:15px;padding:18px 0}\n .faq-a{font-size:15px}\n\n \/* more tools *\/\n .more-grid{grid-template-columns:1fr 1fr;gap:12px}\n .more-card{padding:18px}\n\n \/* cta *\/\n .cta-sec{padding:56px 20px}\n .cta-h2{font-size:32px}\n .cta-sub{font-size:16px}\n .btn-cta1,.btn-cta2{padding:16px 24px;font-size:16px;width:100%;justify-content:center}\n .cta-btns{flex-direction:column}\n\n \/* footer *\/\n footer{padding:36px 20px}\n}\n\n@media(max-width:480px){\n .cat-grid{grid-template-columns:1fr 1fr}\n .how-grid{grid-template-columns:1fr}\n .more-grid{grid-template-columns:1fr}\n .steps-row{gap:8px}\n .step-chip{padding:10px 14px;font-size:13px}\n .hero-h1{font-size:30px}\n}\n<\/style>\n<\/head>\n<body>\n\n\n<nav>\n <div class=\"nav-inner\">\n <a href=\"https:\/\/mybharatportal.com\/tools\/\" class=\"nav-logo\">\n <img decoding=\"async\" class=\"nav-logo-img\" src=\"https:\/\/mybharatportal.com\/tools\/wp-content\/uploads\/2026\/05\/MY-Bharat-LOGO.jpeg\" alt=\"MY Bharat Portal\"\n onerror=\"this.style.display='none';document.getElementById('nlf').style.display='flex'\">\n <div class=\"nav-logo-fallback\" id=\"nlf\">\ud83c\uddee\ud83c\uddf3<\/div>\n <div>\n <span class=\"nav-brand\">MY Bharat Portal<\/span>\n <span class=\"nav-tagline\">Free Government Tools<\/span>\n <\/div>\n <\/a>\n <div class=\"nav-right\">\n <ul class=\"nav-links\">\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/\">PM Internship Calculator<\/a><\/li>\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/tools-home\/\">All Tools<\/a><\/li>\n <li><a href=\"https:\/\/mybharatportal.com\/tools\/scheme-finder\/\" class=\"active\">Scheme Finder<\/a><\/li>\n <\/ul>\n <span class=\"nav-badge\">Free 2026<\/span>\n <button class=\"nav-hamburger\" onclick=\"toggleMenu()\" aria-label=\"Menu\">\n <span><\/span><span><\/span><span><\/span>\n <\/button>\n <\/div>\n <\/div>\n<\/nav>\n\n\n<div class=\"mobile-menu\" id=\"mobileMenu\">\n <a href=\"https:\/\/mybharatportal.com\/tools\/\">PM Internship Calculator<\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/tools-home\/\">All Tools<\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/scheme-finder\/\" class=\"active\">Scheme Finder<\/a>\n <div class=\"mobile-menu-badge\">\u2713 Free 2026 \u2014 No Login Needed<\/div>\n<\/div>\n\n\n<section class=\"hero\">\n <div class=\"hero-inner\">\n\n \n <div class=\"hero-right\">\n <div class=\"finder-card\">\n <div class=\"finder-title\">\ud83d\udd0d Find Your Eligible Schemes<\/div>\n <div class=\"filter-grid\">\n <div class=\"filter-group\">\n <label>Your Age<\/label>\n <select id=\"f-age\">\n <option value=\"\">Select Age<\/option>\n <option value=\"under18\">Under 18<\/option>\n <option value=\"18-25\">18 to 25 years<\/option>\n <option value=\"26-35\">26 to 35 years<\/option>\n <option value=\"36-50\">36 to 50 years<\/option>\n <option value=\"above50\">Above 50<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Category<\/label>\n <select id=\"f-cat\">\n <option value=\"\">Select Category<\/option>\n <option value=\"general\">General<\/option>\n <option value=\"sc\">SC (Scheduled Caste)<\/option>\n <option value=\"st\">ST (Scheduled Tribe)<\/option>\n <option value=\"obc\">OBC<\/option>\n <option value=\"minority\">Minority<\/option>\n <option value=\"ews\">EWS<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Gender<\/label>\n <select id=\"f-gender\">\n <option value=\"\">Select Gender<\/option>\n <option value=\"male\">Male<\/option>\n <option value=\"female\">Female<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group\">\n <label>Your State<\/label>\n <select id=\"f-state\">\n <option value=\"\">Select State<\/option>\n <option value=\"all\">All India \/ Central<\/option>\n <option value=\"punjab\">Punjab<\/option>\n <option value=\"up\">Uttar Pradesh<\/option>\n <option value=\"maharashtra\">Maharashtra<\/option>\n <option value=\"rajasthan\">Rajasthan<\/option>\n <option value=\"karnataka\">Karnataka<\/option>\n <option value=\"haryana\">Haryana<\/option>\n <option value=\"gujarat\">Gujarat<\/option>\n <option value=\"wb\">West Bengal<\/option>\n <option value=\"tn\">Tamil Nadu<\/option>\n <option value=\"mp\">Madhya Pradesh<\/option>\n <\/select>\n <\/div>\n <div class=\"filter-group full\">\n <label>Scheme Type<\/label>\n <select id=\"f-type\">\n <option value=\"\">All Types<\/option>\n <option value=\"scholarship\">Scholarship<\/option>\n <option value=\"loan\">Loan \/ Finance<\/option>\n <option value=\"employment\">Employment<\/option>\n <option value=\"health\">Health<\/option>\n <option value=\"housing\">Housing<\/option>\n <option value=\"agriculture\">Agriculture<\/option>\n <option value=\"women\">Women<\/option>\n <option value=\"startup\">Startup<\/option>\n <\/select>\n <\/div>\n <\/div>\n <button class=\"btn-find\" onclick=\"findSchemes()\">\ud83d\udd0d Find My Government Schemes<\/button>\n <div class=\"finder-note\">\u2713 Free \u00b7 \u2713 No login \u00b7 \u2713 Official apply links<\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"hero-left\">\n <div class=\"hero-pill\">\ud83c\udfed Updated May 2026 \u00b7 Free Tool<\/div>\n <h1 class=\"hero-h1\">Find every scheme<br>you <em>qualify for.<\/em><\/h1>\n <p class=\"hero-sub\">India has 3,000+ government schemes. Most people never claim them \u2014 not because they don’t qualify, but because nobody told them. Find yours in 60 seconds.<\/p>\n <div class=\"hero-stats\">\n <div><div class=\"hero-stat-num\">3,000+<\/div><div class=\"hero-stat-label\">Schemes in India<\/div><\/div>\n <div><div class=\"hero-stat-num\">\u20b90<\/div><div class=\"hero-stat-label\">Cost to apply<\/div><\/div>\n <div><div class=\"hero-stat-num\">60s<\/div><div class=\"hero-stat-label\">To find yours<\/div><\/div>\n <div><div class=\"hero-stat-num\">20+<\/div><div class=\"hero-stat-label\">Verified schemes<\/div><\/div>\n <\/div>\n <\/div>\n\n <\/div>\n<\/section>\n\n\n<section class=\"sec results-sec\">\n <div class=\"wrap sec-pad\">\n <div id=\"results-placeholder\" class=\"results-placeholder\">\n <span class=\"placeholder-icon\">\ud83c\udfed<\/span>\n <h3 class=\"placeholder-h\">Your schemes are waiting<\/h3>\n <p class=\"placeholder-p\">Select your filters above \u2014 then tap <strong>Find My Government Schemes<\/strong> to see what you qualify for.<\/p>\n <div class=\"steps-row\">\n <div class=\"step-chip\"><span class=\"step-n\">1<\/span>Pick Age<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">2<\/span>Category<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">3<\/span>Your State<\/div>\n <div class=\"step-chip\"><span class=\"step-n\">4<\/span>Hit Search<\/div>\n <\/div>\n <\/div>\n <div id=\"results-grid\">\n <div class=\"results-hdr\">\n <div>\n <div class=\"results-count\" id=\"r-count\">Found <span>0<\/span> schemes<\/div>\n <div class=\"results-meta\" id=\"r-meta\">for your profile<\/div>\n <\/div>\n <\/div>\n <div id=\"cards-grid\" class=\"cards-grid\"><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec cat-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">20 Verified Schemes \u00b7 8 Categories<\/div>\n <h2 class=\"sec-h2\">Every scheme,<br>categorised for you.<\/h2>\n <p class=\"sec-sub\">From scholarships to startup funds \u2014 covering every life situation of Indian citizens in 2026.<\/p>\n <div class=\"cat-grid\">\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf93<\/span><div class=\"cat-name\">Scholarships<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">NSP \u00b7 PM Scholarship<br>Merit \u00b7 Ambedkar<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe2<\/span><div class=\"cat-name\">Loans & Finance<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">MUDRA \u00b7 Stand-Up India<br>Seed Fund \u00b7 PM Awas<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83d\udd27<\/span><div class=\"cat-name\">Employment<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Internship \u00b7 PMKVY<br>Ghar Ghar Rozgar<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf38<\/span><div class=\"cat-name\">Women & Girls<\/div><div class=\"cat-count\">4 schemes<\/div><div class=\"cat-tags\">Sukanya \u00b7 Beti Bachao<br>Kanya Sumangala \u00b7 Ashirwad<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe5<\/span><div class=\"cat-name\">Health<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">Ayushman Bharat<br>Chiranjeevi \u00b7 \u20b925L cover<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udfe0<\/span><div class=\"cat-name\">Housing<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Awas \u00b7 Ashraya<br>Ramai Awas<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83c\udf3e<\/span><div class=\"cat-name\">Agriculture<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">PM Kisan \u00b7 \u20b96,000\/yr<br>Direct to bank<\/div><\/div>\n <div class=\"cat-card\"><span class=\"cat-emoji\">\ud83d\ude80<\/span><div class=\"cat-name\">Startup<\/div><div class=\"cat-count\">3 schemes<\/div><div class=\"cat-tags\">Seed Fund \u00b7 Stand-Up<br>Up to \u20b91 crore<\/div><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec how-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">How It Works \u2014 4 Steps<\/div>\n <h2 class=\"sec-h2\">From filters to apply link<br>in 60 seconds.<\/h2>\n <p class=\"sec-sub\">Used by students, farmers, entrepreneurs and families across India to find schemes they never knew existed.<\/p>\n <div class=\"how-grid\">\n <div class=\"how-card\"><div class=\"how-num\">01<\/div><span class=\"how-icon\">\ud83d\udc64<\/span><div class=\"how-title\">Select Your Age<\/div><div class=\"how-desc\">Many schemes have strict age cutoffs \u2014 PM Internship needs exactly 21\u201324 years.<\/div><div class=\"how-time\">Takes 5 seconds<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">02<\/div><span class=\"how-icon\">\ud83c\udfed<\/span><div class=\"how-title\">Pick Category<\/div><div class=\"how-desc\">SC, ST, OBC, Minority and EWS have exclusive schemes hidden from General users.<\/div><div class=\"how-time\">Very important<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">03<\/div><span class=\"how-icon\">\ud83d\udccd<\/span><div class=\"how-title\">Choose Your State<\/div><div class=\"how-desc\">See All-India central schemes AND your state-specific schemes together.<\/div><div class=\"how-time\">Central + State<\/div><\/div>\n <div class=\"how-card\"><div class=\"how-num\">04<\/div><span class=\"how-icon\">\ud83d\udd0d<\/span><div class=\"how-title\">Hit Search<\/div><div class=\"how-desc\">See only what you qualify for \u2014 with benefit amount and direct official apply link.<\/div><div class=\"how-time\">Instant results<\/div><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec tbl-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">Full Scheme List \u2014 May 2026<\/div>\n <h2 class=\"sec-h2\">20 verified schemes.<br>All benefits listed.<\/h2>\n <p class=\"sec-sub\">Every scheme verified against official government portals. Click Apply to go directly.<\/p>\n <div class=\"tbl-wrap\" style=\"margin-top:8px\">\n <table class=\"scheme-tbl\">\n <thead><tr><th>Scheme Name<\/th><th>Benefit<\/th><th>Who<\/th><th>Type<\/th><\/tr><\/thead>\n <tbody>\n <tr><td class=\"t-name\">PM Internship Scheme 2025<\/td><td class=\"t-ben\">\u20b99,000\/month + \u20b96,000<\/td><td>Youth 21\u201324<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">National Scholarship Portal<\/td><td class=\"t-ben\">Varies by scheme<\/td><td>SC\/ST\/OBC\/EWS students<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM MUDRA Yojana<\/td><td class=\"t-ben\">Loan up to \u20b910 lakh<\/td><td>All entrepreneurs<\/td><td><span class=\"t-badge b-loan\">Loan<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Skill India PMKVY 4.0<\/td><td class=\"t-ben\">Free training + \u20b98,000<\/td><td>Youth 18\u201335<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Startup India Seed Fund<\/td><td class=\"t-ben\">Grant up to \u20b920 lakh<\/td><td>Early-stage startups<\/td><td><span class=\"t-badge b-sta\">Startup<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Ayushman Bharat PM-JAY<\/td><td class=\"t-ben\">\u20b95 lakh\/year cover<\/td><td>EWS\/OBC\/SC\/ST families<\/td><td><span class=\"t-badge b-hlt\">Health<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Awas Yojana Urban<\/td><td class=\"t-ben\">Subsidy \u20b92.67 lakh<\/td><td>EWS\/LIG home buyers<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Kisan Samman Nidhi<\/td><td class=\"t-ben\">\u20b96,000\/year<\/td><td>Farmer families<\/td><td><span class=\"t-badge b-agr\">Agriculture<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Sukanya Samriddhi Yojana<\/td><td class=\"t-ben\">8.2% interest + tax<\/td><td>Girl child under 10<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Beti Bachao Beti Padhao<\/td><td class=\"t-ben\">Education + protection<\/td><td>Girl child<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Stand-Up India Scheme<\/td><td class=\"t-ben\">\u20b910L \u2013 \u20b91 crore loan<\/td><td>SC\/ST + women<\/td><td><span class=\"t-badge b-sta\">Startup<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Dr. Ambedkar Scholarship<\/td><td class=\"t-ben\">Full tuition + allowance<\/td><td>SC students<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">PM Scholarship Scheme<\/td><td class=\"t-ben\">\u20b92,500\u20133,000\/month<\/td><td>Ex-servicemen wards<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">National Merit Scholarship<\/td><td class=\"t-ben\">\u20b912,000\/year<\/td><td>EWS Class 9\u201312<\/td><td><span class=\"t-badge b-sc\">Scholarship<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Punjab Ashirwad Scheme<\/td><td class=\"t-ben\">\u20b951,000 one-time<\/td><td>BPL daughters, Punjab<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Punjab Ghar Ghar Rozgar<\/td><td class=\"t-ben\">Free placement<\/td><td>Punjab youth 18\u201335<\/td><td><span class=\"t-badge b-emp\">Employment<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Rajasthan Chiranjeevi<\/td><td class=\"t-ben\">\u20b925 lakh\/year health<\/td><td>All Rajasthan families<\/td><td><span class=\"t-badge b-hlt\">Health<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">UP Kanya Sumangala<\/td><td class=\"t-ben\">Up to \u20b915,000<\/td><td>Girl child in UP<\/td><td><span class=\"t-badge b-wom\">Women<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Karnataka Ashraya Housing<\/td><td class=\"t-ben\">Subsidised loan<\/td><td>SC\/ST\/OBC\/Minority, KA<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <tr><td class=\"t-name\">Maharashtra Ramai Awas<\/td><td class=\"t-ben\">Free plot or house<\/td><td>SC\/Buddhist, MH<\/td><td><span class=\"t-badge b-hou\">Housing<\/span><\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec persona-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">Real People \u2014 Real Benefits<\/div>\n <h2 class=\"sec-h2\">Is this your situation?<\/h2>\n <p class=\"sec-sub\">See which schemes apply to people just like you across different ages, states, and life stages.<\/p>\n <div class=\"persona-grid\">\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83c\udf3e<\/span><div class=\"p-name\">Ramesh, 45 \u2014 Punjab Farmer<\/div><div class=\"p-desc\">Farmer family, General category<\/div><ul class=\"p-list\"><li>PM Kisan \u2014 \u20b96,000\/year direct<\/li><li>Ayushman Bharat health cover<\/li><li>PM MUDRA agri-business loan<\/li><\/ul><span class=\"p-tag\">Eligible right now<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc69\u200d\ud83c\udfeb<\/span><div class=\"p-name\">Priya, 20 \u2014 UP College Student<\/div><div class=\"p-desc\">OBC, Female, 18\u201325<\/div><ul class=\"p-list\"><li>NSP scholarship \u2014 fees covered<\/li><li>PMKVY free skill training<\/li><li>PM Internship \u20b99,000\/month<\/li><\/ul><span class=\"p-tag\">3+ schemes available<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83d\udcbb<\/span><div class=\"p-name\">Arjun, 26 \u2014 Delhi Entrepreneur<\/div><div class=\"p-desc\">General, Male, 26\u201335<\/div><ul class=\"p-list\"><li>MUDRA loan up to \u20b910 lakh<\/li><li>Startup Seed Fund \u20b920 lakh<\/li><li>Stand-Up India \u20b91 crore<\/li><\/ul><span class=\"p-tag\">\u20b91 crore available<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc69<\/span><div class=\"p-name\">Sunita, 28 \u2014 Punjab BPL<\/div><div class=\"p-desc\">OBC, Female, BPL category<\/div><ul class=\"p-list\"><li>Punjab Ashirwad \u20b951,000<\/li><li>PM Awas home loan subsidy<\/li><li>Stand-Up India business loan<\/li><\/ul><span class=\"p-tag\">Multiple benefits<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc68\u200d\ud83c\udfe0<\/span><div class=\"p-name\">Vijay, 32 \u2014 Mumbai EWS<\/div><div class=\"p-desc\">EWS, Male, first home<\/div><ul class=\"p-list\"><li>PM Awas \u20b92.67 lakh subsidy<\/li><li>Ayushman health cover<\/li><li>Ramai Awas free plot, MH<\/li><\/ul><span class=\"p-tag\">Save \u20b92.67 lakh<\/span><\/div>\n <div class=\"p-card\"><span class=\"p-avatar\">\ud83d\udc76<\/span><div class=\"p-name\">Meena’s Parents \u2014 UP, SC<\/div><div class=\"p-desc\">SC family, Uttar Pradesh<\/div><ul class=\"p-list\"><li>Sukanya Samriddhi 8.2%<\/li><li>Kanya Sumangala \u20b915,000<\/li><li>Beti Bachao education support<\/li><\/ul><span class=\"p-tag\">Start today<\/span><\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec faq-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"faq-layout\">\n <div>\n <div class=\"sec-label\">Common Questions<\/div>\n <h2 class=\"sec-h2\">Frequently<br>asked.<\/h2>\n <p class=\"sec-sub\" style=\"margin-bottom:0\">Everything you need to know about this free tool.<\/p>\n <\/div>\n <div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Who can use this Scheme Finder?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Any Indian citizen \u2014 students, farmers, women, youth, entrepreneurs, senior citizens. The tool covers all age groups, all social categories (General, SC, ST, OBC, Minority, EWS), and 11 major states plus central government schemes.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Do I need to register or pay anything?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Zero cost, zero registration. Completely free. Your selections are never stored \u2014 everything runs inside your browser. Clicking Apply takes you directly to the official government portal.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Are these schemes verified for 2026?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Yes. All 20 schemes were verified as active in May 2026 against official government portals including scholarships.gov.in, pmjay.gov.in, pmkisan.gov.in and others. We update regularly.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">Can I apply for multiple schemes at once?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Yes in most cases. You can benefit from Ayushman Bharat, PM Kisan, and a scholarship simultaneously. Some NSP schemes have a one-scholarship rule \u2014 always check the official portal terms.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">My state is not listed \u2014 what do I do?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Select “All India \/ Central” \u2014 this shows 14+ central government schemes available to every Indian citizen regardless of state. PM Internship, MUDRA, Ayushman Bharat, and PM Kisan are available nationwide.<\/div><\/div>\n <div class=\"faq-item\"><div class=\"faq-q\" onclick=\"toggleFaq(this)\">What documents do I need to apply?<div class=\"faq-chev\">\u25be<\/div><\/div><div class=\"faq-a\">Most schemes need: Aadhaar card, bank account linked to Aadhaar, income certificate (EWS\/BPL), caste certificate (SC\/ST\/OBC), and age proof. State schemes may need domicile certificate.<\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"sec more-sec\">\n <div class=\"wrap sec-pad\">\n <div class=\"sec-label\">More Free Tools & Guides<\/div>\n <h2 class=\"sec-h2\">Take the next step.<\/h2>\n <p class=\"sec-sub\">Everything you need after finding your scheme \u2014 guides, calculators, and step-by-step help.<\/p>\n <div class=\"more-grid\">\n <a href=\"https:\/\/mybharatportal.com\/pm-internship-scheme-2026\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcbc<\/span><div class=\"more-title\">PM Internship Scheme 2026<\/div><div class=\"more-desc\">Full apply guide & eligibility<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-portal-registration-2026-complete-step-by-step-guide-for-youth-nss-partners\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcc4<\/span><div class=\"more-title\">MY Bharat Registration 2026<\/div><div class=\"more-desc\">Step-by-step guide<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/pm-internship-age-eligibility-calculator\/\" class=\"more-card\"><span class=\"more-icon\">\ud83e\udd16<\/span><div class=\"more-title\">Age Eligibility Calculator<\/div><div class=\"more-desc\">Check PM Internship age cutoff<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-certificate-download-step-by-step-guide-to-download-pdf\/\" class=\"more-card\"><span class=\"more-icon\">\ud83c\udf89<\/span><div class=\"more-title\">Certificate Download Guide<\/div><div class=\"more-desc\">Fix “not showing” errors<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/how-to-link-your-nss-unit-to-my-bharat-portal\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udc65<\/span><div class=\"more-title\">NSS Unit Linking Guide<\/div><div class=\"more-desc\">Link your college NSS unit<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/my-bharat-portal-otp-not-received-5-instant-fixes-for-2026-registration\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udcf1<\/span><div class=\"more-title\">OTP Not Received? Fix It<\/div><div class=\"more-desc\">5 instant solutions<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/\" class=\"more-card\"><span class=\"more-icon\">\ud83c\udfe0<\/span><div class=\"more-title\">MY Bharat Portal Main Site<\/div><div class=\"more-desc\">All guides and articles<\/div><\/a>\n <a href=\"https:\/\/mybharatportal.com\/tools\/\" class=\"more-card\"><span class=\"more-icon\">\ud83d\udd27<\/span><div class=\"more-title\">All Free Tools<\/div><div class=\"more-desc\">tools.mybharatportal.com<\/div><\/a>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"cta-sec\">\n <h2 class=\"cta-h2\">Never miss a government<br>scheme again.<\/h2>\n <p class=\"cta-sub\">Bookmark this page. Share it with a family member \u2014 most people miss out simply because nobody told them they were eligible.<\/p>\n <div class=\"cta-btns\">\n <a href=\"#\" onclick=\"window.scrollTo({top:0,behavior:'smooth'});return false\" class=\"btn-cta1\">\ud83d\udd0d Find My Schemes Now<\/a>\n <a href=\"https:\/\/mybharatportal.com\/\" class=\"btn-cta2\">Visit Main Website \u2192<\/a>\n <\/div>\n<\/section>\n\n\n<footer>\n <p>All scheme data sourced from official Indian government portals. MY Bharat Portal Guide is an independent help resource, not affiliated with the Government of India.<\/p>\n <p style=\"margin-top:10px\">Official info: <a href=\"https:\/\/india.gov.in\">india.gov.in<\/a> \u00b7 <a href=\"https:\/\/mybharatportal.com\">mybharatportal.com<\/a><\/p>\n <p style=\"margin-top:14px;color:rgba(255,255,255,.3)\">\u00a9 2026 MY Bharat Portal Guide \u00b7 <a href=\"https:\/\/mybharatportal.com\/tools\/\">All Tools<\/a> \u00b7 <a href=\"https:\/\/mybharatportal.com\/\">Main Site<\/a><\/p>\n<\/footer>\n\n<script>\n\/* ---- SCHEME DATA ---- *\/\nconst S=[\n {n:\"PM Internship Scheme 2025\",b:\"\u20b99,000\/month + \u20b96,000 grant\",w:\"Youth 21\u201324\",t:\"employment\",a:[\"18-25\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/pminternship.mca.gov.in\/\",i:\"\ud83d\udcbc\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"National Scholarship Portal\",b:\"Varies by scheme\",w:\"SC\/ST\/OBC\/EWS students\",t:\"scholarship\",a:[\"under18\",\"18-25\",\"26-35\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"PM MUDRA Yojana\",b:\"Loan up to \u20b910 lakh\",w:\"All entrepreneurs\",t:\"loan\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/www.mudra.org.in\/\",i:\"\ud83c\udfe2\",ic:\"ic-loan\",bc:\"b-loan\"},\n {n:\"Skill India PMKVY 4.0\",b:\"Free training + \u20b98,000\",w:\"Youth 18\u201335\",t:\"employment\",a:[\"18-25\",\"26-35\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/www.pmkvyofficial.org\/\",i:\"\ud83d\udd27\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"Startup India Seed Fund\",b:\"Grant up to \u20b920 lakh\",w:\"Early-stage startups\",t:\"startup\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/seedfund.startupindia.gov.in\/\",i:\"\ud83d\ude80\",ic:\"ic-sta\",bc:\"b-sta\"},\n {n:\"Ayushman Bharat PM-JAY\",b:\"\u20b95 lakh\/year health cover\",w:\"EWS\/OBC\/SC\/ST families\",t:\"health\",a:[\"under18\",\"18-25\",\"26-35\",\"36-50\",\"above50\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmjay.gov.in\/\",i:\"\ud83c\udfe5\",ic:\"ic-hlt\",bc:\"b-hlt\"},\n {n:\"PM Awas Yojana Urban\",b:\"Subsidy \u20b92.67 lakh\",w:\"EWS\/LIG home buyers\",t:\"housing\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"sc\",\"st\",\"obc\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmaymis.gov.in\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n {n:\"PM Kisan Samman Nidhi\",b:\"\u20b96,000\/year\",w:\"Farmer families\",t:\"agriculture\",a:[\"26-35\",\"36-50\",\"above50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/pmkisan.gov.in\/\",i:\"\ud83c\udf3e\",ic:\"ic-agr\",bc:\"b-agr\"},\n {n:\"Sukanya Samriddhi Yojana\",b:\"8.2% interest + tax benefit\",w:\"Girl child under 10\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],g:[\"female\"],l:\"https:\/\/www.nsiindia.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Beti Bachao Beti Padhao\",b:\"Education + protection support\",w:\"Girl child\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],g:[\"female\"],l:\"https:\/\/wcd.nic.in\/bbbp-schemes\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Stand-Up India Scheme\",b:\"\u20b910 lakh \u2013 \u20b91 crore loan\",w:\"SC\/ST + women\",t:\"startup\",a:[\"18-25\",\"26-35\",\"36-50\"],c:[\"sc\",\"st\"],s:[\"all\"],l:\"https:\/\/www.standupmitra.in\/\",i:\"\ud83d\ude80\",ic:\"ic-sta\",bc:\"b-sta\"},\n {n:\"Dr. Ambedkar Scholarship\",b:\"Full tuition + allowance\",w:\"SC students post Class 10\",t:\"scholarship\",a:[\"under18\",\"18-25\"],c:[\"sc\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"PM Scholarship Scheme\",b:\"\u20b92,500\u20133,000\/month\",w:\"Ex-servicemen wards\",t:\"scholarship\",a:[\"18-25\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"National Merit Scholarship\",b:\"\u20b912,000\/year\",w:\"EWS students Class 9\u201312\",t:\"scholarship\",a:[\"under18\"],c:[\"ews\"],s:[\"all\"],l:\"https:\/\/scholarships.gov.in\/\",i:\"\ud83c\udf93\",ic:\"ic-sc\",bc:\"b-sc\"},\n {n:\"Punjab Ashirwad Scheme\",b:\"\u20b951,000 one-time\",w:\"BPL daughters, Punjab\",t:\"women\",a:[\"under18\",\"18-25\"],c:[\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"punjab\"],g:[\"female\"],l:\"https:\/\/punjab.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Punjab Ghar Ghar Rozgar\",b:\"Free placement assistance\",w:\"Punjab youth 18\u201335\",t:\"employment\",a:[\"18-25\",\"26-35\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"punjab\"],l:\"https:\/\/pgrkam.com\/\",i:\"\ud83d\udd27\",ic:\"ic-emp\",bc:\"b-emp\"},\n {n:\"Rajasthan Chiranjeevi Yojana\",b:\"\u20b925 lakh\/year health cover\",w:\"All Rajasthan families\",t:\"health\",a:[\"under18\",\"18-25\",\"26-35\",\"36-50\",\"above50\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"rajasthan\"],l:\"https:\/\/chiranjeevi.rajasthan.gov.in\/\",i:\"\ud83c\udfe5\",ic:\"ic-hlt\",bc:\"b-hlt\"},\n {n:\"UP Kanya Sumangala\",b:\"Up to \u20b915,000 total\",w:\"Girl child in UP\",t:\"women\",a:[\"under18\"],c:[\"general\",\"sc\",\"st\",\"obc\",\"minority\",\"ews\"],s:[\"up\"],g:[\"female\"],l:\"https:\/\/mksy.up.gov.in\/\",i:\"\ud83c\udf38\",ic:\"ic-wom\",bc:\"b-wom\"},\n {n:\"Karnataka Ashraya Housing\",b:\"Subsidised housing loan\",w:\"SC\/ST\/OBC\/Minority, KA\",t:\"housing\",a:[\"26-35\",\"36-50\"],c:[\"sc\",\"st\",\"obc\",\"minority\"],s:[\"karnataka\"],l:\"https:\/\/ashraya.karnataka.gov.in\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n {n:\"Maharashtra Ramai Awas\",b:\"Free plot or house\",w:\"SC\/Buddhist, MH\",t:\"housing\",a:[\"26-35\",\"36-50\",\"above50\"],c:[\"sc\"],s:[\"maharashtra\"],l:\"https:\/\/ramaiyawas.mahait.org\/\",i:\"\ud83c\udfe0\",ic:\"ic-hou\",bc:\"b-hou\"},\n];\n\nfunction findSchemes(){\n const age=document.getElementById('f-age').value;\n const cat=document.getElementById('f-cat').value;\n const gen=document.getElementById('f-gender').value;\n const st=document.getElementById('f-state').value;\n const tp=document.getElementById('f-type').value;\n let r=S.filter(s=>{\n if(age&&!s.a.includes(age))return false;\n if(cat&&!s.c.includes(cat))return false;\n if(gen&&s.g&&!s.g.includes(gen))return false;\n if(st&&st!=='all'&&!s.s.includes(st)&&!s.s.includes('all'))return false;\n if(st==='all'&&!s.s.includes('all'))return false;\n if(tp&&s.t!==tp)return false;\n return true;\n });\n if(!age&&!cat&&!gen&&!st&&!tp)r=S;\n showResults(r,age,cat,st);\n}\n\nfunction showResults(r,age,cat,st){\n document.getElementById('results-placeholder').style.display='none';\n const grid=document.getElementById('results-grid');\n grid.style.display='block';\n const n=r.length;\n document.getElementById('r-count').innerHTML=`Found <span>${n}<\/span> scheme${n!==1?'s':''}`;\n const lb=[];\n if(age)lb.push(age.replace('under18','Under 18').replace('18-25','18\u201325').replace('26-35','26\u201335').replace('36-50','36\u201350').replace('above50','50+'));\n if(cat)lb.push(cat.toUpperCase());\n if(st)lb.push(st==='all'?'All India':st.charAt(0).toUpperCase()+st.slice(1));\n document.getElementById('r-meta').textContent=lb.length?'for: '+lb.join(' \u00b7 '):'across all filters';\n const con=document.getElementById('cards-grid');\n con.innerHTML='';\n if(n===0){\n con.innerHTML=`<div style=\"grid-column:1\/-1;text-align:center;padding:60px 20px;color:#5a6e4a\"><div style=\"font-size:48px;margin-bottom:14px\">\ud83d\udd0d<\/div><div style=\"font-size:22px;font-weight:800;color:#163300;margin-bottom:10px\">No schemes matched<\/div><div style=\"font-size:16px\">Try \"All India \/ Central\" or remove some filters<\/div><\/div>`;\n return;\n }\n r.forEach((s,i)=>{\n const d=document.createElement('div');\n d.className='s-card';d.style.animationDelay=(i*.05)+'s';\n d.innerHTML=`<div class=\"c-top\"><div class=\"c-icon ${s.ic}\">${s.i}<\/div><span class=\"c-badge ${s.bc}\">${s.t}<\/span><\/div><div class=\"c-name\">${s.n}<\/div><div class=\"c-benefit\">Benefit: <strong>${s.b}<\/strong><\/div><div class=\"c-foot\"><div class=\"c-who\">\ud83d\udc64 ${s.w}<\/div><a href=\"${s.l}\" target=\"_blank\" class=\"btn-apply\">Apply \u2197<\/a><\/div>`;\n con.appendChild(d);\n });\n document.getElementById('results-grid').scrollIntoView({behavior:'smooth',block:'start'});\n}\n\nfunction toggleFaq(el){\n const it=el.closest('.faq-item'),open=it.classList.contains('open');\n document.querySelectorAll('.faq-item.open').forEach(x=>x.classList.remove('open'));\n if(!open)it.classList.add('open');\n}\n\nfunction toggleMenu(){\n document.getElementById('mobileMenu').classList.toggle('open');\n}\n\/\/ close menu on outside click\ndocument.addEventListener('click',e=>{\n const m=document.getElementById('mobileMenu');\n if(m.classList.contains('open')&&!m.contains(e.target)&&!e.target.closest('.nav-hamburger'))\n m.classList.remove('open');\n});\n<\/script>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Government Scheme Finder 2026 \u2014 MY Bharat Portal \ud83c\uddee\ud83c\uddf3 MY Bharat Portal Free Government Tools PM Internship Calculator All Tools Scheme Finder Free 2026 PM Internship Calculator All Tools Scheme Finder \u2713 Free 2026 \u2014 No Login Needed \ud83d\udd0d Find Your Eligible Schemes Your Age Select AgeUnder 1818 to 25 years26 to 35 years36 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